3rd july lloyds agree to pay up even though they say my claim is "misconcieved". 17th july letter arrives "as agreed the enclosed personal cheque......" but no cheque. 6 phone calls later (leaving my number for a return call) still no cheque. in thier letter they say they have written to the court informing them that the matter is setteled. i have written to the court to let them know that as far as i am concerned the matter is not settled and i wish the case to go ahead. SCM seem to be in no rush to settle and it would be intresting to find out what the court would think of it all. have SCM tried this before or am i just unlucky.

thanks Nicsussex for your help. will be refusing mediation.

aq arrived today (filled in with help from this site) the court has directed that i fill in a mediationscheme reply form. i have not seen any mention of this in any posts i have read. has anyone else had one? and if so do i reply yes to mediation or no and for what reasons.

awaiting court date lloyds have entered standard defence. i was wondering hjow many cases have gone to court/ how many setteled before getting into court and how many were defended in court. i read recently that the courts are now granting costs and these numbers could be used to prove that the banks are wasting the courts time.

thanks Barty, they have entered the standard nine point defence. will let you know how it goes.

took advice from another site before i found this one and used my local branch adress rather than registered adress. awaiting court date. have i made a big mistake and if so can i fix it?

ok thanks for the help i will keep on and hope that it does not get to the court.

i am at the mcol stage and am getting the court bundle together in case the idiots at ltsb turn up. my problem is that i have never requested that they justify thier costs. 26. On numerous occasions, I have requested that the Defendant justify its charges by providing details of the costs incurred as a result of my contractual breaches. Each time those requests were rebutted or ignored. should i leave this in my statement or delete this portion?:?

I am at the mcol stage and i have always sent all letters to the branch holding my account as i was adviced that if you need to send in the ballifs it would be a lot easier.

thanks Mrsfoot. Will carry on.

If Tom Brennan wins his case would the ruling apply to all banks or only Nat West? Just filed against Lloyds and am wondering if Tom wins would it mean an automatic settlement.

sorry forgot. also include witness statement. you would have found that out with a bit of research.

keep on with your claim. make sure you are ready to go to court if need be, i.e get your court bundle ready now include t&c's, orton letter, mcnamara interview. all are posted on cag it just takes a bit of time reading threads. . keep the faith and good luck.