Hi thanks for that ims21 much appreciated

Is the ERC not a penalty IMS ?

Good evening. I sold a house three years ago . I paid off the mortgage just 1 month before the redemption period which was around £3000 . I had PPI on the mortgage I only had the mortgage for 23 months in total and i dont recall the exact figures of monthly payments . The mortgage was with platform funding . I have a couple of questions. A. can i reclaim both back B. would i have to request a print off of all payments and account details from platform via the data protection templates. ? Thanks for any help and advice in advance .

hiya ive just tried donating via paypal as i am already registered with them but having trouble logging on to it from the donate page ..any help from a mod please? cheers BB:cool:

BLIMEY...lloyds work late on a friday..i checked my account at 5.30pm my dosh wasnt there..i looked just at 7.10pm..bingo there it was 4 days early would you believe.. SUPERB.. I MIGHT HAVE A GUINESS OR TWO TONIGHT..LOL...thanks again you guys ill hit the donate button in a mo... YIPPEEEEEEEEE:-D :-D :-D BERTY BASSETT.. POWER TO THE PEEPS

hi buddy,, do you mean it was supposed to be in the account by tuesday coming or the one just gone..could you elaborate for me thanks BB:???:

thanks rcr50..i do too mate...its been a long time coming:) BB

hi caz sorry but im not too experienced at all this...may i suggest you start a new thread of your own in the lloyds tsb forum there you will find all the help and advice you need from multi claim members who know the ropes very well ....and the very best of luck to you with your claim...oh,what i will say is read through and through the FAQ section too, many of the answers you require may be there ..hope this helps...BB:wink:

hi all ..its still not in my account as yet..... [problem] should have recieved my settlement signed form by now..... deadline is on monday comming......lets see !

oh blesss ...thank you

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hi guys ..iv just had a letter from a debt inforcement company delivered by hand..saying due to non payment bla blayou must make immediate payment to prevent removal of goods.if you fail to payimmediatly we ma re attend your premises WITH A LOCKSMITH (as in accordance with the law) at any time with no further warning...blah blah.....im pretty sure they cant do this as they have NEVER been in my house before ..two questions... 1 am i correct in saying that they must have been invited in to make an inventory in the first instance..... 2 can i use this letter against them as its against what the law says a bailliff can do.....thanks berty:(oh sorry if ive hijacked the wrong thread ..thank you

oh by the way,,forgot to mention last week i recieved two letters from [problem] too...one from billiceray telling me lloyds will defend to the death..lol,, and the other telling me they want to pay me everything im claiming for,,, delivered together...what kind of stategy is this then?...theyve done it to loads of us on here ...is it to make us feel really gratefull to be re.enstated with our own dosh???? :D :D bert

hi guys..just to update... i sent the signed settlement letter back to [problem] with a letter of thanks an tellin them that i will not send a notice of discontinuance to the court until the money is in my account .Also telling them that if the money is not in my account by 10.30 2/7/07 that they leave me no alternative but to proceed with litigation against their client..ive read somewhere on here that [problem] are telling people that lloyds are taking upto 4 weeks to pay up after recieving signed settlemant letters due to backlog..........well it didnt take them 4 weeks to debit our accounts now did it ..i,ll see how it goes and let you all know if the money materialises ...POWER TO THE PEOPLE....BB:D

the very best of luck to you bd...ive had success and been paid up..hope you do too mate BB;)

hi all ..i hope my success has given some encourage ment to those of you who think that you are waisting your time believe me ...YOUR NOT.... if lil old me can do it you can too as long as you stay with the advice of CAG youll be ok. may i suggest that those of you who are just filling your AQ to send one to [problem] with a nudge letter...thats what swung it for me, of that i have no doubt . once again thanks for all the valuable advice and as soon as my account is credited i will donate...yours gratefully ...nige BB :D :D

a new bike for me i reckon...cheers

YEEEE HAAAAA....recieved a letter from [problem] today ..lloyds intend to defend the claim blah blah. on the next page ..if you are willing to accept payment on these terms please sign and forward this letter ....full amount of claim£3467..excellent..it was worth sending a nudge letter with AQ to [problem] afterall..please could a mod put my thread into lloyds successes berty bassett v lloyds WON.....THANKS ALL DONATION ON ITS WAY

subscribing....hope you have plenty of ink and A4 ..BB

YUP...cheers ..my eyes are almost square now lol...BB

hi all.. i havnt been on for a while so im updating...ive sent copies of AQ to the court and sc m..the one i sent sc m was accompanied by a nudge letter with no reply as yet (expected) the court has recieved AQ as they have cashed the cheque... all i need to do now is wait....and wait..............and wait some more... any other advice on what else i can do is appreciated....cheers BB;)

hey guys...would it be a silly idea to send a nudge letter that iv e just prepaired to [problem] accompanied by my aq?? ...save on postage lol...BB

HUH? bb

hey guys..iv been trawling through the library and other threads trying to find a nudge letter for [problem]...any pointers would be helpful...even though it may not prompt full and final payment ,it will be showing willingness to settle to the judge ..maybe..thanksBB:p

subscribing