Thank you, am waiting for them to come back to me on my PPI and charges letter. Will keep the forum updated

Can anyone help me as I have had loans with Welcome Finance over the years and they have charged me Acceptence Fees totalling to £3750.00. Is there any way of claiming these back?? Any advice is welcome

Could anyone tell me if you can claim back acceptance fees from Welcome? They are on all loans that we have had and currently do hold. Any advice would be gratefully received

Hi, just as an update, I rang Welcome Finance in Nottingham, went thru to the Warehouse and queried why 2 of my old loans were still on the land registry. The girl on the other end didn't know why. these were from 2001 & 2003 She told me that they would email the Land Registry that day and have them removed. Not checked yet but will do tomorrow at work and will see how long it takes. Interesting tho, my current secured load is not registered on my property! - where do I stand with that. My mortgage people do not even register it

Hi again can anyone help, am in the middle of writing my first letter to welcome to try and claim back my PPI. Is it right to be charged a penalty charge for settling the account early?

So therefiore if anyone has an agreement with yes car credit who are now operating as Ucan Car Credit, the agreement can be deemed as they have to honor what is in the agreement? we were told that if we wanted to after 2 years of the 4 year credit agreement we could take our car back and upgrade to a newer model and redo our finance to a better rate.....any advice would be good

Hiya Diamond, Am pretty much in the same boat and I have had all my statements from all my previous loans and I have totalled up the amounts over the years to just under £9,000. I am unsure how to go about claiming this back. I have also noted that as I make my payment to them each month, the add an interest posting of about the same amount! Is this right does anyone know? as surely the amount will never go down and with the rate of interest that they charge......no wonder people are digging themselves deeper and deeper into debt with them. I welcome any advice from anyone regarding this.

Hiya Falcon, Many thanks for your response. I will have a proper read later on tonight. I have another question also. They seem to put on a hell of a lot of "Interest Posting" on my statements every months which are just as much as I am paying back.....is this right as the loan in effect will never seem to go down. If i was paying 332.32 a month and they were putting 295.66 each month back onto the account, where do I stand on that?

Hi there Falcon185, I came home today to find copies of my statements that I had requested over the phone on Tuesday 16th. I have PPI on these statements and fees ranging from £5.00 - £20.00 a time. Please could you let me know how I go about claiming my PPI back. These are on old loan agreements that go back to July 2001, July 2002, November 2003,June 2004. How do I take the steps to start claiming this back?

Hi there, I have requested copies of my statements from old loans. Am I right in thinking that I can claim PPI back from old accounts but cannot claim back any charges? Please if anyone can help I would be grateful. I have not yet received these but I will be looking through them when I do. I spoke to Graham at the Leicester branch.

Thank you so much for your advice - I am going to print off the charges that are showing and ring the land registry tomorrow and get them removed.

Guess what guys.............I went on the Land Registry site and purchased the details on our address. There are 2 charges from Welcome Finance that are complete. These date back to Feb 2006 and November 2003 so I will be ringing the Land Registry to see if I can get these removed as they are not true any more as the loans are finished and paid up........so in my eyes these charges should not be on my house should they. BUT there is NO mention of our latest loan as being secured on the property via the land registry. What does this mean??

I am quite new to all of this but reading so many of your threads it has made me wonder. We have a secured loan with WF for £15,000. When I spoke to my mortgage company they have told me that they do not recognise a secured loan attached to our property!? How do I stand with this? does this mean that they have given us the loan under false pretenses? Help

I have spoken to Welcome Finanace today and they have given me a list of my loan agreement numbers and the web address to send a request for copies of my statements going back to my first loan with them. After I had been given my agreement numbers, the lad I was talking to change his tone slightly when asking why I wanted copies and I just bluffed him - I asked if there was a charge for this and he told me that there wasn't. I sent me request to [email protected] - for those who may live in the leicester area. This will be passed on to the branch manager who will sort this out - hope this info helps anyone.

Hello All I am currently with WF and have been reading some of the chat about them. How do I go about claiming my PPI back and can I do it from previous loans we have had with them??