Sorry Josie, all that went in ages ago, this is just what has been received since the adjourned court case on 20th November - it is the 2 hour case I am slightly worried about - just needed to know if what they have here is watertight Thanks

Hi I have tried to do the bulk of this on my own (with the valued knowledge I have gained from this site) however, I am a little out of my depth. I have submitted everything that is required and the court case was scheduled for November and the judge agreed to adjourn it as the court made an error and printed the wrong court on the hearing date - lucky for me because I had no idea it was a 2 hour hearing and turned up with nothing????? Anyway this is what the Judge has ordered and the papers I have received from the other side - so really would like some guidance from your goodselves

I am sure I can but to be honest just glad to have another "put to bed" Got a 2 hour court case coming up which I am gonna need help with will be posting separately lately - please look in

Hi Guys A big thank you to you - Notice of Discontinuance received today !!!!!!!! Another fantastic result

Hi Before I found this wonderful site - A bank took a claim against me (about 6 years ago) - I filled in the forms and agreed a payment of £70 per month we I have paid and never missed. I have since found out that they have no CCA but realise nothing can be done as I filled in the form and admitted the debt. However, I have today received a Notice of Assignment from YB advising the balance has been assigned to Marlin and no further payment should be made to them?? What to do do I stop paying the court order and request the CCA from Marlin or just continue paying my CCJ??? I know you look forward to my very unusual questions ???? Thanks

Cannot thank you enough I will get it done tomorrow and shout if I need any further help but i think what you have done is more than enough thanks again:D

Hi guys So what do i do next? thanks

Hi the AQ has to be back by 14th November and the POC as follows:- the claimants claim against the defendent Mrs XX the sum of XX due under the following account XX Thats it Thanks

what do i put in the what information are you relying on bit?

thanks zillions - so I get the N244 and put the above in part 3?? and I do not have to return the AQ??

Hi I put the defence in and the AQ is the response to that it has been passed to four different DCA's the letter saying they did not have the CCA came from Lewis Group and it has been to Red, Capquest and now Phoenix who have issued the court claim. I don't want to ask for a months stay I just want it struck out but not sure how to go about it Thanks

Many thanks for that - however, they are not relevant to this I need to know what to put under given that the rules require you to try to settle the claim before the hearing, do you want to attempt to settle? and do I want 1 month stay? They are taking me to court - although I have a letter telling me they have not got the CCA documents. Also do not know what to put in I - any other information Thanks again Any help greatly appreciated

I have received a court claim for the above (i have sent 4 CCA requests to the number of DCA's it has been passed to) I have a letter saying they cannot supply but I still have to pay. I have ow received a AQ N150 and not sure how to fill it in - the info I have read on here does not match my AQ! Mine is A Settlement, B Location of trial, C Preaction Protocols, D Case Management information, E Trial or final hearing, F Proposed Directions, G Costs, H Fee, I Other Information Any help appreciated Thanks:)

Hi Does anyone have an email address for these? Thanks

Bit odd this called my inlaws who are ex directory??? and asked for me I have never been linked with them or at their address

oh did i mention ...... I halved the original instalment xx

Thanks Hopeful you have been a great support to me through this and I really appreciate it I have to say this was one case I was absolutely 'you know whatting' myself about I was playing blind and had no idea how to play it - I was sat waiting to go in looking at every person who came in trying to lip read if they said "Black Horse" to the Usher - thankfully they did not - it was a huge build up for nothing I honestly believe that if you fight back they back down it is too costly for them not to - i just kept saying to myself "the worst thing that can happen is I lose the car" its not the end of the world - i think i was more worried about losing (ha ha) Thanks again xx

Hi Guys Just a little update - was in court yesterday BH never turned up and the judge granted in my favour and wrote an order allowing the instalments I had proposed Thank you all so much for your input x

hi guys Just a little update - was in court yesterday BH never turned up and the judge granted in my favour and wrote an order allowing the instalments I had proposed Thank you all so much for your input x

Ok thanks guys that is great i really appreciate your help will let you know what happens next x

Really sorry but do i just sit tight and do nothing and wait for the court to contact me with the list? thanks guys (((((this is me wishing I did not have to ask so many questions and take up your valuable time))))

Thanks very much for your input - basically it is like you say I am not relying on anything as there is nothing i have so do I not have to list anything before the 31st thanks for looking in

I sent the CCA request over 12 months ago and heard nothing then received a court claim 6th May which i acknowledged and sent the CPR request (above) but have not sent it to the court, they sent me a letter saying they wanted to resolve this and asked me to call them - which i did not - i completed an allocation questionnaire so did the claimant and this is the next piece of correspondence i have received

Hi This is the document I sent - sorry but it is all a bit complex thanks I have received the Court claim filed by your Company. To enable me to file a defence and counter-claim, I require specific information regarding the account to be provided forthwith. Given that this matter is now the subject of legal proceedings, you are obliged to disclose under the Civil Procedure Rules, the information and documents detailed below. The information must be furnished by the . If you fail to comply, this will be reported to the Court, a copy of this letter will be provided as evidence to the same and an Order enforcing your compliance will be sought. IN RESPECT OF THE ALLEGED DEBT CLAIMED, I REQUIRE: 1. A true copy of the executed credit agreement and any terms and conditions that applied to the account at the time of any default and at the time the account was opened. 2. All records you hold on me relevant to this case, including but not limited to: a. A transcript of all transactions, including charges, fees, interest, repayments and payments. b. Transcriptions of all telephone conversations recorded and any notes made in relation to telephone conversations by your company, or by any previous creditor c. Where there has been any event in my account history over this period which has required manual intervention by any person, I require disclosure of any indication or notes which have either caused or resulted in that manual intervention, or other evidence of that manual intervention in relation to my account. d. True copies of any notice of assignment and/or default notice or enforcement notice that you or the original creditor sent me, with a copy of any proof of postage that you hold. e.Documents relating to any insurance added to the account, including the insurance contract and terms and conditions, date it was added and deleted (if applicable). f. Details of any collection charge added to the account; specifically, the date it was levied, the amount of the charge, a detailed financial breakdown of how the charge was calculated, and what the charge covers. g. Specific details of the fees/charges levied by any other agency in respect of this account and a detailed breakdown of said fees/charges and what each charge relates to and on what date said fees/charges were levied. h. A genuine copy of any deed of assignment, or proof that you have a legal right to this money. i. A genuine copy of any notice of fair use of my data as required by the Data Protection Act 1998 j. A list of third party agencies to whom you have disclosed my personal data and a summary of the nature of the information you have disclosed. k. A copy of all account statements for the duration of the agreement. 3. Any other documents you seek to rely on in court. 4. A copy of your complaints procedure, as required by the Consumer Credit Act 2006. 5. Clarification of the date you acquired the debt, what organisation you acquired it from, their registered office, their company number (if any) and what legal title they had to this debt, and what credit license number they had at the time that the debt was purchased or entered into. I must advise you that if the information is not forthcoming, it will be reported to the Court that you are trying to frustrate proceedings and denying me the opportunity to file a defence and counter claim.

sorry i am a little confused that form says things like "state that I have carried out a reasonable and proportionate search to locate all the documents which I am required to disclose under the order made by the court on (date of order) I sent the CPR request and they have not responded - should I not sent a copy of that letter and nothing else because that is all i am relying on as they have not produced the documents that form looks like what the claimaint has to fill in - sorry if i am being dim but all the other times i have done this it has been small claims and relatively straight forward thanks