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  1. Hello, I am hoping someone can offer advice about a Debt Collection Agency that has been on my case since 2008. I do not owe them or anyone the money they are suggesting. I have never taken out a loan or a credit card. Here is a history of the situation. I apologise for the length but I wanted to make sure I included the history of what has happened. Over this entire time I have lived at two addresses. From this point on I will state these as Address1 and Address2. • 17/12/2008 – Receive first ever letter at Address1 (dated 11/12/2008) from Allied International Credit (AIC) relating to this debt of £2507.7 (that I have do not own) to Client Triumph Asset Service, stating it is a final notice of intent – that I have ignored numerous letters threatening action against my wages, assets and property. • 17/12/2008 – Call made from work on a withheld number to AIC regarding this debt. I call to ask it there has been some kind of mistake as I have never taken out a loan/credit card nor have any debt outside of my mortgage. After being passed on to a debt analyst, the analyst informs me and says something about a debt with Citi Bank, although he says this so fast I can only make a guess this is what he said. He says I must pass on my Date Of Birth to discuss the matter. I refuse as I don’t believe I am the person who owes this debt. I state that from this point on I will correspond with them via letter only • 18/12/2008 – Send recorded response to initial letter after advice from this consumeractiongroup forum (with an old account I can’t remember) online stating I acknowledge no debt to the company with a CCA Request and a 1 pound postal order for this request – no response • Following this check credit account with Experian and Equifax in case a fraud account has been set up on my account. No such account or debt exists. Am unrecorded enquiry search was conducted by AIC on 21/11/2008 (with no DOB - only name and address). There is no debt nor mention of any credit card or loan on my credit report. • 10/03/2009 – Receive 2nd letter as Address1 (dated 05/03/2009) from Allied International Credit with notification of intended visit. They have clearly ignored my letter as they state I have ignored their attempts to communicate. • 11/03/2009 – Respond to 2nd letter stating that AIC have ignored my letter enclosing copy of my original letter. I state I have not received the CCA I requested and this is a summary offence. State that if they continue the harassment towards me and offer no proof of debt that I will report this issue and AIC to OFT (Office of Fair Trading) – no response • I take advice from Consumer Network response and Experian. They suggest I ignore further letters or simply reply with “not known at this address” to these letters. • 09/2009 – I move from Address1 to new address in Address2. Address1 not yet sold until April 2011. • 04/10/2009 – Receive Statement of Account from Triumph Asset Services at Address1 – with statement of this debt. The statement shows a payment of £1.00 on the debt on 22/12/2008. This suggests they used the £1 postal order to pay £1 off the debt despite my initial letter stating that this was payment for the CCA to prove the debt was mine. Perhaps a ploy to stop the debt going statute barred? – I ignore this • 04/2011 – Address 1 sold. Set up forward to Address2 with Royal Mail. • 07/02/2012 – Receive letter at Address1 from Arrow Global attempting to contact myself on a personal matter at Address1 asking for any correspondence to AIC go to –Letter ignored • 10/04/2012 – Receive letter at Address1 with Notice of Assignment saying that that Fairmile Partnership 1 LLP (another DCA I have not head of) has assigned the debt to Arrow Global and asking for any correspondence to go to AIC. It states that I should contact AIC to organise payment of this as a matter of urgency. Interestingly it says the debt is originally owed to Citifinancial Europe plc. This is the first time this has been noted in any letter. –Letter ignored • 31/05/2012 – Receive letter at Address1 from Arrow Global with Annual Statement. Some odd £-1 credits from 2011. Again Citifinancial Europe plc have been added as the original debtor. Interestingly the Date of Loan appears for the first time - 29/03/2005. – Letter ignored • 22/11/2012 – Receive letter at Address2 – how did they get this address? - from Pace Forward (Debt Collector from Southend) - asking if I live here. They say they will assume I do not reply in 10 days they will assume the address is correct – Letter ignored (possibly a mistake) • 6/12/2012 – Receive letter at Address2 from Rockwell (Debt Collector from Southend) stating they have been instructed by Arrow Global to contact me. Have pre-screened the debt for litigation and the debt is overdue and it must be paid in 10 days. I’m away on business – my wife opens the letter and then panics, calls them on a withheld number and states that the person with my name does not live at this address. They say they will update their records. • Letter arrives as Address2 in Summer 2013 (can’t remember the exact date). I can see it states Arrow Global so send the letter back unopened with “not known at this address” on the envelope • 16/12/2013 – Receive letter at Address2 from Shoosmiths Solicitors attempting to contact myself (listing both my new and old address), asking to contact them if I live here with reference to Address1. Also asks for information as to where I may be so they can update their records. Until now I have thought ignoring was the best option, but this last letter is from a solicitor. May I state yet again I have NEVER taken out anything with Citifinancial and the only loan I have ever had has been my mortgage which I have never missed a payment on (and I know this makes me a very lucky individual). This last letter shook me a little because it is from a solicitor. I have called a solicitor to take legal advice this morning and they are due to call me about this in the next day or two. I do not owe this money and never have. I have dismissed this is a phishing, spamming campaign until now, but a letter from a solicitor (even though it is trying to find out where I live) takes this up a level for me. This forum was so useful to me in the past with advice back in 2008. Can anyone help me with this some guidance on this now? Thanks in advance
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