Hi all Im desperate for help. GE Home lending are my mortgage company. I was being evicted last May 2012. I went to court and asked for a stay. I lost The day of eviction I appealed and won. I was told to pay the monthly fig and 140 of arreas. April 2013 I emailed GE asked to change DUE DATE. They messed this up. I asked for 5th of Month they sent letter after 31 the date they gave me. I didn't get letter in time to pay by 31. I made payment on the 4th the day I gave. I received a court app dated 2 May with was court stamped on the third May. going for possession. I made a complaint to GE stating they had given the wrong date. They had the hearing without my knowledge and got judgment. They had the 18th June as the eviction date TODAY. I have stopped this using the FOS complaint. What I am trying to find out is the law that say a payment is late or missed. I have asked GE but they wouldn't help. I need the exact information for my up and coming hearing if FOS complaint goes against me. They went for judgment 2 days after their new due date 31 April saying no payment had been made in April. This is true to a point but I had asked for a date change which went unchallenged by GE. Now they are using this to evict me. also they have charged me £560 for a repossession fee for 2012. A repossession that never took place. This is fraud but they wont do anything about it They have also put incorrect payments dates on my statement I have sent the proof of this but they refuse to change it. I have a complaint with ICO prin 4 but until the 2 dates are chaged it shows missed payments for Jan Feb and May June and with April as no payment it has given them grounds to evict. Please help On 20 April 2007, In the House of Lords, Lord Lucas asked Her Majesty's Government: (See under Crime Fraud) Whether a bailiff who repeatedly charges for work that has not been done commits a fraud within the meaning of Sections 1 to 5 of the Fraud Act 2006; and, if so, which sections of the Act apply; and whether it would be right for the police to claim that such an action is a civil and not a criminal matter. The Minister of State, Home Office (Baroness Scotland of Asthal): A bailiff or any other person who dishonestly charges for work that has not been done will be committing an offence under the Fraud Act 2006. It means if a bailiff has charged you fees in advance then you do not have to pay them. That includes "van fees" or "attendance" fees and other unusual fee descriptions then they may be committing fraud. This is confirmed in paragraph 62 of Complaint numbers 95A01890 and 95A04826 against London Borough of Ealing the Local Government Ombudsman decided the bailiff is not entitled to charge a van fee when no goods have been levied. If a bailiff company is training bailiffs to defraud debtors then the directors of that company are guilty of an offence under Section 993 of the Companies Act 2006 and/or Section 8 of the Accessories and Abettors Act 1861. LIkewise, the Local Government Ombudsman is under a duty to refer fraud cases to the Serious Fraud Office, paragraph 33 of the Local Government Ombudsman's report into Complaint number AB CDE FGH against Huntingdonshire District Council February 2013 See Also: Daily Telegraph