Showing results for tags 'money barn'.
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a quick summery , conditional sale agreement taken out with them 26/11/2014 around £13k total i think monthly payments £217.58 only got certain parts of my agreement with me as I've mislaid them, not up to 1/3 payment, that amount is £4279.07 had the car from november 2014 only had 1 late payment due to bank account change issue and so far all up to date, i rang them in april and explained my circumstances have changed and i can no longer afford the payments and asked if there anything they can do to help, the guy on the phone changed my dd payment date- i sort of got a month off payment, which in the agreement i can do this anyway, I'm self employed and been though a bad patch since i had the car, and obviously got crap credit as I've turned to them in the first place. I'm around £25000 in debt without the car been added on and the situation is now dire, I'm getting behind on my rent and council tax payments and the payments i make on the car would be better used to pay more pressing arrears. whats the best plan for me to return the car to moneybarn? im not going to lie, ill either be in forced or voluntry bankruptcy by the end of the year as its got to much to ever pay back and survive with the money i earn. just need some advice on where to go
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