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  1. Hi to all! First time post, but been following the various threads for a long time! To cut a long story short, I am thinking of moving house later this year, so checked my credit file using 'checkmyfile'. I have 2 Barclaycards showing up on the file. Both with the letters AR across months for the past 5 years. I paid 'Eurodebt' back in 1999, to sort out my finances regarding debts, and they did (for a fee). I was paying weekly, the Barclaycards by going into a branch each week with a paying in book. Following 2 house moves, I wrote to Barclaycard, with my new address, asking for the amount to pay the accounts off in full, but never recieved a reply. I then stopped paying (not sure why), that was back in 2003. Never heard nothing from them. I have taken out loans, credit cards, mobile phone contracts and never had a problem. I would like to know, I guess this will never clear off my credit report? And will it affect me getting a new mortgage when I sell my house? Keep up the good work, Thanks in advance, Bannister007
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