Hi, Well, I've taken far too long to seek help from CAG. But, here goes! Essentially, I resigned from my employment in March 2011 because of unrelated legal problems. Then I wasn't able to pay my mortgage and I've fallen into arrears since late last year. I came to an arrangement with Halifax in Feb 2013 that I would pay £5 every month against capital - and I have done so ever since. I receive SMI of £125 per month. That leaves a shortfall of £231 approx every month. I now owe £2200. So, I'm being taken to the County Court on Tuesday 22.10.13 by Walker Morris of Leeds on behalf of Halfiax. I haven't sent off or completed the N11M online as yet but will do before Tuesday (online, I guess!) I am seeking/intend to seek an adjournment to give me time to sell the property quickly. Meanwhile, I can offer £1000 against arrears on Tuesday and offer monthly payments of £300 (courtesy of my parents) until the place is sold, which should be within 5 months at the latest! My only income is JSA @ £70.70 per week. I have other creditors: a) Halifax Current Account Overdraft of £1800. I pay £1 every month against this. b) Halfiax Bank Loan Outstanding Amount £6020. I pay £2 every month aginst this. I also have a charge against the property in respect of Legal Aid of approx £5500. So, how do I secure (if possible) the adjournment I'm after, please? I desperately want to avoid any Order appearing on the Land Registry because this might alert prospective buyers that something's wrong! All help gratefully received!!Many thanks,Britannicus