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/Hi, I hope one of you lovely people can help me please. Through my parents address i've received a N1 county court form for proceedings against me for a catalogue bill. Looking on an old email the last payment was made 5/09/09, last order 17/9/09. Several emails before and after requesting i sign a credit agreement which I do not believe I completed. N1 form by debt collector states debt was assigned to me in 2011 which doesn't seem right when I haven;t ordered since 2009 ! I haven't spoken to my parents for some time unfortunately so was not aware they had been receiving debt collection letters there they simply put any mail return to sender. I have never lived at their address just had some mail sent there while living in a womens refuge. Curiosity obviously got better of my dad who opened the letter and gave to my sister who gave it to me today. What I need to know please is when would the debt have been statute barred? Can I contest on that basis? If i didn't sign a credit agreement is it for the debt collection to prove I did? What are my next steps? So sorry for the essay just need some advice Thank you x
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