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Hi, Received a claim from Swindon CC for £7,226 for a credit card debt with Nationwide 13 July 2009. Sent AOS and requested info from Nationwide Copy of credit agreement CPR 18 request (as seen in this forum) Received agreement - copy attached. Now looking to file a defence based on them not replying to CPR 18 request. The reply with the Agreement stated "Please note that we are compiling further information and I can confirm that no further action will take place until this has been provided to you" As I was made redundant last year and we have unsecured debts of 35K we are looking at Bankruptcy. So I am only looking to frustrate/delay as they have stated they are going for a charging order immediately. Hope someone can help please as this forum has been a great source of help to me. Many Thanks Mike
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