i was miss sold an endowment policy and approached a company called oassis toget a refund.I signed up and didnt here from them for 12 months. so i then approached another company to get the refund and within 2 monthes i got £2000 back after i had paid them off. now the company i originally signed up for is taking me to court because i wont pay them but they did no work for me. I feel as though i gave them long enough to get my money,they want £900 and i feel this is unjust. i think they are a bunch of thieves do not deal with them. i do not now what to do next as i do not want to pay them can any one help me.

Can any one help me i have a dilema. Got a car on finance, i signed the contracts on a friday, picked the car up on the monday after, drove it 15 miles ( if that ) went to work the next day, got a phone call saying i got an oil leak under my car. Got my next door neighbour who is a qualified mechanic to have a look, he told me to take the car back so i did on that day it was back at the garage by 11 o'clock Tuesday, they said they would repair it, the garage phoned me up a week later saying that they have done the work, went back with mechanic friend, he checked it over he said they hadn't changed the fan belts, they hadn't changed the oil filter and plugs, the engine it self was juddering when ticking over, he suggested it goes on a machine to check it out then he asked the man to reverse it back a little bit and in doing that he noticed a 3 inch by 6 inch flap of tire tred in the centre of the driver side wheel, they said they would repair it. So i spoked to the finance company and asked to cancel the agreement because the car wasn't road worthy, they said no. Then i didnt hear from them for 3 months, then thay sent me a letter saying their engineer said it was fit for purpose, so i told them before this that if their engineer said it was fixed i would have the car, but then a week later they phoned me up asking me if i was goin to pay £5000 for the car, i asked them where the car was and they had sold it so i refused to pay, is there any thing i can do?

hi, im just starting out on the road to getting my bank charges back, it seems a bit scary, but they must owe me thousands, i bank with barclays as well. any advice would be welcome.