Hello all, I have registered today after reading all about the banks' ridiculous charges at moneysavingexpert.com Thought it was only me who paid these charges all the time! The problem I have is, I dont really know how much the bank has charged me over the last 5 years. Do I request all my previous bank statements over the last 5 years? Do I set up another bank account? Surely they will have an idea as to why I am requesting my previous statements? I have two bank accounts with Abbey, one in my name, and one in a joint account with my ex partner, both have overdrafts (£1350). I also have a loan with them for £10,000. I'm scared they will close my accounts and demand I pay them the overdrafts back! Not really sure where to start, have been reading this site for the last 2 hrs, giving me headache, but feel that I have been ripped off by my bank and credit card company (MBNA).