Hi, I had the lady from the chip shop 3 doors away just knock on my door saying they had someone calling them asking for me (at my home address) and asking them to get me to call this guy (name supplied) "urgently". A quick jaunt online (I was suspicious immediately) found that the number was for one "J2 Solutions" and a quick search on them found this thread. It appears that this is the MH people doing their dirty again. The only debts I have are under 6 years old, but it is ofcourse far more likely a reputable debt collector would have already written to me about said debt rather than try these tactics. Can they send bailiffs without giving me actual notice of the debt owed? Or giving me a chance to pay? TIA