Update I have today filed my MCOL against First Direct added another £525 interest to the claim as I am entitled. Will keep you all informed. theowl

Well done Jobloggs. Sent my LBA off today so fingers crossed. Nerves kick in until you read this forum. Cant wait for stage to complete survey and press the donation button !! Hopefully wont take too long

Any update on your claim ?

Cheers Jobloggs - LBA to be prepared and sent today. 8-)

ok so far so good - today received reply from first direct "we do not agree your contention that the charges which have been applied to your account are unlawful ......................" "If you wish to escalate your concern ...... contact Robert Kernaghan" I know that I need to submit my LBA but have one quick question - my first letter was sent on the 19 October giving 14 days - do i need to wait or can i send the LBA to Mr Kernaghan asap. :grin:

Just checked the statements twice and the final tally is £2,756 - have now prepared the spreadsheet and the letter on its way by registered post to FD. Really spurs you on when you see "overdraft fee" of £25.00 and "Excess overdaft fee" of £124.00 in one month for the sake of being £50 over my agreed overdraft. :grin:

Hi Sent DPA letter 18/09/06. Received standard reply 22/09/06 saying matter been dealt with. Aware of 40 day time limit blah blah blah.... Phoned Friday 13th - chase up call - as no statements had arrived. Again they said aware of deadline of 01/11/06 and was in process of "typing up" martini notes and collating statements. Received statements and notes today (18/10). Initial tot up = £2763.50. Just about to prepare my spreadsheet of charges. Will keep you all informed

My first post thought I would say hello to eveybody first Started my claim against First Direct by sending DPA letter 18/09 - Got standard reply 22/09. Will start a thread in FD section and keep informed of progress