Sorry can't up load the documents - but the gist of it is that they have sent me a single sided "Barclay card Conditions' - which states at the top that 'these are the terms and conditions of an agreement between us (Barclay Card PLC.....) and you MY DETAILS) They have also sent me the same first sheet but with an additional 4 sides. This all had a covering letter where that have stated that the 'if the agreement has not be varied, we must send the original executed agreement; this would be the credit which is currently regulated. If the credit agreement has been varied, we must send you the current credit agreement as this will contain the terms of the regulated agreement. We have sent you this and the original executed agreement for reference.'

Sorry doesn't seem to have uploaded attachments

Hi First post so bear with me, I think this site is great but i need a bit of additional advice. I have carried out the request for a copy of my credit agreement from Barclay Card and have received information which i can not make head nor tale of. if someone could have a quick look at the attached files and see what they think I would be eternally grateful. Thanks Paul Sorry about the quality