hi, i recieved a red card a couple of weeks ago and rang them as it kinda freaked me out! they said that i had a lloyds tsb account that needed a debt paying off. they also had an address that i have never lived at!! then today i have recieved a standing order mandate that states i have a debt of £1771.66 to pay off. and if i dont then there will be the usual - seizure of assests etc... i was just wondering if this has happened to anyone else or if you have any advice?! i think i have been a victim of idendity fraud but its a pain in the arse!!