Umm, why don't you just wait till your debt has been written off, THEN make a claim? wouldnt you then get that money as your own, rather than having to give it straight to the bank?

I've read about this - the 1st point is telling you that your case is to be postponed until 21st of October, Due to there being a test case in the high court. This case will set a precedent, which might mean your(and all similar cases) need not be pursued, as banks will be forced to pay up. (If the bank loses the case that is) The 2nd point is giving you the right to apply to remove this postponement and carry on with your case. The 3rd point is telling you that your case will/should be filed again by the said date. the 4th point is giving you a time limit of 7 days to object to the order. I can't give you any advice as im no expert. The case will hopefully set a precedent which would mean banks would pay up more willingly. Though, If by some sort of small off chance the bank won the case, you wouldn't be entitled to get any of your charges back, or it would be even more difficult. I'm presuming though that the banks will appeal if they lose and take it to Europe - which will take years. Edit: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/17065-application-removal-stay.html Theres a form that you can use if you wish to apply for a removal of the stay.