Just been reading your post to get as much info as poss. I calculated the intrest wrong when I put in the claim. I calculated £40 and have now discovered it is more that £600!!! I will ask the court to consider adjusting the claim to show this. What do you think my chances are?!?!?

MCOL is Money Claim on Line. I'm stuck on LBA!!! What's that, althought I think I am past that stage!!

Thank BC, Will do.

I have sent my reply to Cobbetts saying I will provide info at the COURTS request yesterday and today I have received a letter from cobbetts offering £1200 as a gusture of goodwill as they think my claim will not hold up in court (yeah right!!). The letters must have crossed in the post but I am NOT accepting this offer as my claim is for £2118+int+costs. I am going to write a letter saying thanks but no thanks.

Not me!!!!! I just don't want to mess it up by not using the correct 'jargon'.

Thanks for that. God it's a mine field!! Why don't they just pay up????

Hi Just wanted to say you have given me hope to carry on!!! I have had the court case allocated to Halifax (near me) and Cobbetts are trying to get me to answer a lot of question (apparently same as you!!). I have just drafted a letter, some copied from yours (thanks!!) telling them I will supply such info if and when the court requests it!!! I am posting it tommorrow and see what happens. Thanks for giving me the confidence to carry on, after all £2118 + int+costs is not a small amount!!!

Hi, I'm new on here and have managed to get as far as paying £100 to my local court as MCOL rec'd a defence from RBS (Cobbetts). Now I am stuck!! The solicitors keep asking me for info. I have until 18th Sept to provide a list of all charges (not a problem), but they want me to provide a lot of other info such as the paragraph no of the contract I have with RBS that I said they have broken. They keep threatening me with asking the court to stop the claim if I do not give them this info. Should I give it to them? It seems to me they are just trying to get me to trip myself up IYKWIM. Should I have to provide this information if I am taking THEM to court. Surely THEY should have to justify the charges to ME!! Please help!!!

I am reclaiming my charges from RBS. I have gone through MCOL and RBS submitted a defence. I have sent back a questionaire thing and am waiting for the court to get in touch, however RBS's solicitors keep writing to me asking for information such as a copy of all charges (no problem). They have also asked me to quote the paragraph number of the contract in which I have with the RBS in which they have broken. They also want other info but I am getting fed up with it now but they have said if I don't provide this information they will apply to the court to drop the case. I feel that THEY should prove to ME that the charges are fair and just as it's ME taking THEM to court. I have until the 18th to reply. What should I do? Anyone else had this? The solicitors are Cobbetts. Any advice would be appreciated.