sorry about the mix up of threads oops ! not heard anything from them so looks like the letter did the trick , just heard the banks lost the test case today this looks promising ?

aNY TEMPLATE LETTERS I CAN SEND ?

Letter recieved today from hsbc ( claiming on behalf of my brother ) We would like to inform you that your HSBC Bank curr Account has been assigned to us ( CL Finance LIMITED TEL 0870 751 3399) , This means the ownership of your account has been assigned to us . We have set out the Formal terms of the assignment in the box below. Further information about what this means contained overleaf of this letter , blah blah blah We are aware that HSBC has previously agreed a concessionary payment arrangement with you in relation to your account to pay regular instalments of 10 £. we can assure you that this arrangement will not be affected in any way and you should carry on making payments in accordance with the terms of that arrangement. however , please note that all payments should now be made direct to us , please see reverse of 2nd page of details how to pay . Giro slip and direct debit mandate are enclosed blah blah blah . Your conccesionary arrangement will still be subject to periodic review of your financial circumstances . we will contact you at the appropriate time to undertake review . yours a unreadable signiture cl finance ltd . This letter seems dodgy seeing as i put my claim in against the bank 2 weeks ago do you know of any letters or anything to put me at ease as i think they trying to pull a fast one here , im half expecting the phone calls and threats as i got my claim in 2 weeks ago , :grin:

Letter recieved today from hsbc ( claiming on behalf of my brother ) We would like to inform you that your HSBC Bank curr Account has been assigned to us ( CL Finance LIMITED TEL 0870 751 3399) , This means the ownership of your account has been assigned to us . We have set out the Formal terms of the assignment in the box below. Further information about what this means contained overleaf of this letter , blah blah blah We are aware that HSBC has previously agreed a concessionary payment arrangement with you in relation to your account to pay regular instalments of 10 £. we can assure you that this arrangement will not be affected in any way and you should carry on making payments in accordance with the terms of that arrangement. however , please note that all payments should now be made direct to us , please see reverse of 2nd page of details how to pay . Giro slip and direct debit mandate are enclosed blah blah blah . Your conccesionary arrangement will still be subject to periodic review of your financial circumstances . we will contact you at the appropriate time to undertake review . yours a unreadable signiture cl finance ltd . This letter seems dodgy seeing as i put my claim in against the bank 2 weeks ago do you know of any letters or anything to put me at ease as i think they trying to pull a fast one here , im half expecting the phone calls and threats as i got my claim in 2 weeks ago , :grin:

Are CL a front for hsbc ? there saying debt has been passed onto them, Bit dodgy this seems as i put claim in to court 2 weeks ago are they stepping up the pressure ?

Letter arrived today saying my debt as they like to call it has been assigned to CL FINANCE LTD , convienient as i took my claim into court 2 weeks ago is this scare tactics ? I made no agreement on paying them back any useful letters would put me at ease ? I have a feeling CL are part of HSBC ? am i right crafty B******S? This is my brothers claim and he panicking i took hbos and yorkshire to court and won but its changed a bit now as my court paper was stayed as its in dispute am i right ? cheers any help would be appreciated

Letter recieved today from hsbc ( claiming on behalf of my brother ) We would like to inform you that your HSBC Bank curr Account has been assigned to us ( CL Finance LIMITED TEL 0870 751 3399) , This means the ownership of your account has been assigned to us . We have set out the Formal terms of the assignment in the box below. Further information about what this means contained overleaf of this letter , blah blah blah We are aware that HSBC has previously agreed a concessionary payment arrangement with you in relation to your account to pay regular instalments of 10 £. we can assure you that this arrangement will not be affected in any way and you should carry on making payments in accordance with the terms of that arrangement. however , please note that all payments should now be made direct to us , please see reverse of 2nd page of details how to pay . Giro slip and direct debit mandate are enclosed blah blah blah . Your conccesionary arrangement will still be subject to periodic review of your financial circumstances . we will contact you at the appropriate time to undertake review . yours a unreadable signiture cl finance ltd . This letter seems dodgy seeing as i put my claim in against the bank 2 weeks ago do you know of any letters or anything to put me at ease as i think they trying to pull a fast one here , im half expecting the phone calls and threats as i got my claim in 2 weeks ago ,

small snag he has spoke to the dca on the phone to agree to pay 20£ a month is this conversation of any value or will the letter be solid ? i know how sneaky they can be and just found out his ex has no intentions of paying how can i stop the letters and threatning phonee calls from the dca please ?

Hi thanks for the advice this dispute is my brothers and his ex i recently claimed back over 3,000£ of bank charges so i know it can be done , the majority of the amount is overdraft fees so im sure i can on behalf of my brother as its a joint account claim these back therefore helping him pay it up ? if you have any template letters or ideas of wording to agree to the 50% pay back of the original amount which i believe was £1,000 to the bank then this would be a great help. The amount owing is getting on for £3,000 so £2,000 of this are charges which are unlawfull am i correct ? I really think i have got a good case here but a little unsure on the current bank charges as i got in before the test case was put to the banks ? The frustrating thing is my brothers ex thinks it will just go away so he is within his rights to send the data protection letter off for the last 6 years of statements if i am corrrect to get the ball rolling ?

Tx, unfortunately it was a joint account and she kept telling me she had changed the address on the account. Obviously she never responded to the letters they sent to her and now they are after me. I've offered to pay £xx per month and she has agreed the same verbally but I no that she aint going to pay any of it. So, I will end up paying for the lot then? Could I take her to court for her half

My partner & I split up, recently been hit my overdraft charges from a debt collection agency, is it mine, hers, both or can I just pay 50%. None of this debt is mine as thought account had been closed. Help please:mad:

i signed the tomlin order on the same day as court as the cheque had come that day so i took it in signed then turned up for the hearing in the afternoon

won ! £1858-00 went to the wire turned up for court on the 22nd feb its been a long haul since august 2006 but well worth the wait . a big thank you to you all for the help i recieved on here and can only say if your going to claim them back this site works just follow the instructions and you wont go far wrong .

letter recieved this morning .the order now contains the following i note in your letter that the tomlin order does not state the settelement, however has reference to the attached schedule . the tomlin order and the attached schedule are one document as a whole and will be submitted to court together . once the court has recieved your signefd order the judge will sign it and we we will take instructions from the court to send the cheque to you . this cannot be done until both parties have signed the order . whilst the bank remains confident of its defence, the cost of defending your claim will quickly become disproportionate to the sum claimed . for this reason only the bank is prepared to settle your claim for the sum of £1858.04 ( which is what i am happy with ) in full and final settlemant of your claim and the banks counterclaim against you . the tomlin order has the correct amount on this time as i queried it on the the schedule . can i now sign both the tomlin order and the banks letter ?

Upon the parties having agreed terms of settlement set forth in the schedule attached here to By Consent It is ordered that: 1 The judgment dated 15th December 2006 in the sum of £+++ against defendant is set aside 2 The defendants application dated 4th January 2007 to set aside the judgement is withdrawn 3 All further proceedings in this action to be stayed exept for the purpose of carrying such terms into effect 4 Permission to apply to carry such terms into effect 5 There be no order as to costs of this application or in the case, and neither party shall enforce against the other any outstanding orders made in this case then just the usual signatures blah blah blah, 1. the defendent agrees to pay the claimant within 7 days of the date of this order the sum of £1585.04 ( no mention of court costs ) 2. the parties agree that the consideration set out in paragraph1 above shall be in full and final settlement of the case. and of all claims , rights, actions and causes of action (including claims for interest and costs ) either party may have against the other arising out of or in connection with any issue pleaded in the case . can any one help should i sign it ?

thanks for that moss

yes i think i have do i just send all the correspondence that i have had during this fiasco statements letters etc

recieved letter today saying yorkshire have today 29-01-07 filed an application to set aside judgemnt offering me my charges and my court costs but no interest which totals 521£ and my 8% from 1st nov 2006 totalling 92£ so all together 613£ short of what i require any letters i can send to say thanks but no thanks i require the full amount ? it states that this offer is in full and final settlement any liability for tax on the interest awarded is included within the sum offered , and you are oblidged to account to HMRC direct for any tax due ?

just read on the small print i noticed it says how do you wish to have your application dealt with the yorkshire have ticked the box without a hearing but when i rang the court they said there will be a hearing ?

its the set aside hearing i have all my letters i sent to the banks just need to make copies

today recieved a hearing for the 22nd feb at 3-15 at mansfield court . is this the final hurdle i want to face them in court and let them explain their actions to the judge . i have all the relevant paperwork but was wondering if i needed to ask any specific question s any help would be greatly appreciated i come this far no turning back now .

well done on your win jules any help would be appreciated i just given the bank a stay what can i expect next i know im close but no cigar yet ?

ok thanx zoot i will type something up on the lines of i will accept to consent to judegment being set aside x thanx for ya help

are there any letters i could type up to make them realise they had long enuff to settle this ? If it was me I would ask for payment in full immediately or you will insist the judgement is enforced and they can have a CCJ recorded against them.They had time to defend and through their own incompetence they failed. how can i make this sound less threatening ?

letter recieved today saying i refer to the the above claim that you have raised against the bank in which judgement in default has been entered . we are makin an application to set aside the judgement . judgement in default came to be entered because of an administrative error within the bank . in order to save the courts time and minimise the costs of the court listing the matter for a hearing , please confirm by fri the 12th jan that you will consent to judgement being set aside . please note that we will refer the court to this correspondence should you refuse to provide your consent . you should take independent legal advice or contact your local cab if you are unclear on any terms on this letter . so what is the next step i take i think they had long enuff to find this so called admin error are they just playin for time ?