I think it's all too possible... The general advice seems to be to set up another (parachute) account with another bank before going into battle. That way if they do decide to play that game you'll be able to carry on existing. For what it's worth, I set up mine with Alliance & Leicester - it was set up within a couple of days, with sufficent overdraft facility to cover my existing commitments should it be required.

Great stuff - thanks.

Boing back to the top - sorry, can anybody help?

Hi folks, GOGW letter crossed paths with my LBA. The amount offered in the letter was less than the total refunded to my account, as you'll see below - do they do this just to throw us off track? Any road the following is what I plan to say... Any comments/observations/corrections? Many Thanks.

The standard 'it'll take 4 weeks to investigate' letter from Marc Winder on Friday. Wednesday is LBA day. LBA will be sent. Bring it on.

Hi Angry Cat, I've just sent my prelim letter to (SH.../SC.../FL.../GR...) Abbey, so am heading down this route too. I read in another post that you are in Tunbridge Wells. Me too! I'll be following your case with interest - and if you do end up in court, with your permission, I'd quite like to come and spectate/offer my all-too-inexpert moral support. Whadya reckon?

Thanks Guys.

Afternoon all. I'm in the fortunate (if somewhat an*l) position of having all my statements since opening my Abbey current account over 10 years ago. I've lurked around here for a few weeks now... the final straw that spurred me into action was a combined double whammy £50 charge for going 13p over my limit. Accordingly Prelim letter sent off today for an £800+ claim. After years of thinking "i'm-rubbish-with-money-it-must-somehow-be-my-fault-i-probably-deserve-it" this all makes me feel a bit jittery. Fingers crossed.