Hi, I had a woolwich buffer of £50 of which i was up to about £40 when i moved in sept 2004. i forgot to tell them i moved as i didnt use the account anymore, however having done a credit search on myself found my balance is now around £700 overdrawn. I had to wait 4 weeks to speak to someone as i didnt know my password and they didnt issue another. i spoke to them on the phone today having received a letter saying all charges would statnd. they offered to take off £400 and i would have to pay 350 balance. i refused and offered 100, (50 buffer and 50 for their trouble) which they turned down. they owe me around 700 in charges from the period 2000 - 2003 when i stopped using the account. they have refused to stop the charges or freeze the account, saying it was my fault i didnt inform them i moved. will i be able to take them to court for these charges? i havent paid them yet.

http://business.timesonline.co.uk/article/0,,9558-2088046,00.html

first post. hi everyone, this looks like fun! any statistics on what percentage of people asking for money are getting it back? not many cases on the litigation page compared to the numbers appearing to be trying to get their money. 56rJKtrE4