Thanks for changing my thread - I never thought I'd see those words ***Won*** I'm paranoid, but I've checked and the money is still there (gone into paying off my overdraft)!! Thank-you everyone for your congratulations xxxxxxx

OH MY GOD ! ! ! I'm in shock - just checked my online statement and 9th March Lloyds have deposited £1680.94 into my bank account. This is also more than I was actually claiming. No need to attend preliminary hearing, no correspondance from Lloyds, they have just paid. I'm going to leave the money in for a bit, just incase!!!!!!!!!! Mods can you please change this for me. Donation will be coming to CAG - Many Thanks to everyone for your help, I would never have thought it this easy!

I've just read it, although I think it's better than the preliminary hearing I've got. I don't know what happens following that, but after god knows how many 10 min hearings in a day of bank charges, all saying the same thing, we will see!

It's Stoke on Trent County Court in Hanley, Stoke on Trent. I'll have to have a read of the other threads, is it anythingI should be worried about or is it good?

Update: Spoke to the Court today, now this is strange! The woman explained to me that on the day of my hearing, the judge is having a full day dealing with 10 min hearings all to do with the bank charges. These are all preliminary hearings which is why no directions have been requested. I've asked if I need to bring anything and she said no, just anything I may need to refer to, but the Judge is aware of the situation with the bank charges. Has ANYONE heard of this or what this means in terms of Lloyds? Could I expect a settlement before this date? Seems there are alot of changes at the moment. Rachel

Update: Spoke to the Court today, now this is strange! The woman explained to me that on the day of my hearing, the judge is having a full day dealing with 10 min hearings all to do with the bank charges. These are all preliminary hearings which is why no directions have been requested. I've asked if I need to bring anything and she said no, just anything I may need to refer to, but the Judge is aware of the situation with the bank charges. Has ANYONE heard of this or what this means in terms of Lloyds? Could I expect a settlement before this date? Seems there are alot of changes at the moment. Rachel

If I only got the Notice of Hearing (the letter I refer to mentioned above) on 30th December, does the pack normally follow or come at the same time. I'm just thinking that effectively there has only been 4 actual working days since the letter came. Perhaps I am panicking too soon.

Oh No! I get the awful feeling something has gone wrong. I will definately give the Court a ring on Monday and see what they say. Thanks Rachel

No definatelty not had that, only the letter on 29th Dec which was said: TAKE NOTICE that the Hearing will take place on 28th March 200 at 11:50am at SOT County Court. 10 mins has been allowed for the hearing. So far nothing else received yet.

No - Not had any directions yet to submit my evidence, but then it has been Xmas. Who am I likely to hear from, the Courts or Lloyds Sols? Rachel

VIX8180 - Have you heard anything from Lloyds regarding your offer. I'm jelous!!!!!!!!! On 29th December I had the Notice of Hearing form from Stoke on Trent County Court so it looks like I won't be getting an offer, but my claim is for nearly £1500 so perhaps they want a fight. Basically, the hearing will take place on 28th March 200 at 11:50am. 10 minutes (!) have been allowed for the hearing. And that is it, mentions nothing else. So, no correspondance from Lloyds, nothing - awww, I've not been lucky and I'm desperate for my money. Kazzaw, your AQ had to be back on 18th December too, have you had a court date yet. If there is anyone who has a court date near mine please PM me. I could do with a bit of help and it might be better if we put our heads together. Rachel xx

Update - After a postal strike this way before Christmas and some very stressed Court staff who were sick of me ringing up, my AQ finally arrived with Court on the 19th, a day late despite being posted over a week before hand, but Court said there wasn't a problem. Had a copy of Lloyds TSB's AQ too, asking for a copy of mine which I forgot to send them (as mentioned earlier). Any advice on what to do with this, I was thinking of either a) - Ignore then, b) - ring them up to say I havn't got a copy but can send them a copy of the additional information which was the only difference between mine and theirs or c) Try and obtain a copy from the Court. Has anyone else who's AQ was due in on the 18th December heard anything yet? Also Lloyds were not asking for a extra time which I noticed was previously a common thing for them. Look forward to some updates from everyone. Hope you all had a good Christmas. Rachel x

My AQ needed to be at the Court by tomorrow so I'll just ring them up and check it's got there, which is should have done as I sent it recorded delivery. I've made a bad error though and I've not sent a copy of this to Lloyds TSB solicitors which I now realise I should have done out of courtesy! Is this going to cause me a huge problem? Thanks, Rachel

Mine has to be in on the 18th too! We must be at the same stage!

Hi Barty! It's like a family here! Yes, I got your PM, thanks for that. After PM'ing you I found the info I needed for the AQ on here. Hopefully I know what I am doing now! Thanks for your help. Rachel

Thanks GaryH - I think I've done it! Excited now!

Here is my first thread - Thanks GaryH, I think I've got it now! Have just completed by Allocation Questionnaire against Lloyds TSB for just short of £1500 (thank god I didn't have to pay another £100) and it is ready to post tomorrow! Could do with the money - I am £10 off my overdraft limit of £4500!!!!! I can see more bank charges this month! Will keep you all posted! Rachel

Er, thread, timeline? Sorry no I haven't and I'm a bit new to CAG really so I've no idea how to do it. How do I do it??? Just checked and I have the standard 9 point defence so I'll send it as it is and wait for the Court date :o Thanks Rachel

I've just done my Allocation Questionnaire too with the template info in Section G. I too have until the 18th December 2006 to return it!!! Do I need to send the list of charges again or just the questionnaire back to the Court?

Hi Been reading recent posts with interest, and envy! Just about to start the procedure for claiming £1500ish in charges, after just receiving my statements within the deadline. Are Lloyds still holding up until last minute. The thought of getting Court Dates and such is a bit daunting, although I knew it was never going to be easy. I'm a little worried as I'm due to sign for a house in a matter of weeks. After a payout from my ex after we split and he took on the house, my account is alot in credit, however when I put down my deposit on the house, I will probably use £3k of my £4500 overdraft limit. I estimate this will be cleared by Christmas, however can Lloyds withdraw my overdraft or close my account. Needless to say, because I have a bit of money in my account at the moment, I am bombed with junk mail from them offering me loans and credit cards which I've refused! Thanks, Rachel