hi there ive just recieved a 2nd settlement letter from Ikano ... i would remind you that you failed to make payments in accordance with with the terms and conditions of this agreement and we took steeps to to recover monies from you for which we bore additional costs. ...having reviewed your case individually we have offeredto reduce your fees by 50% which goes far beyond this . in context of the recent OFT statement we are confident our charges are legal and in accordance with our terms and conditions. Accordingly our offer of £210 still stands and will not be increased. Should i write back asking them for a list of their "reasonable" fees for the letters and phone calls i have received, asking them to prove the £210 amount? or just proceed to the courts? I have also been charged since i sent the original letter should i add this amount on or go through all this again seperatly? any feedback would be great

Hi there I have sent back a letter to Ikea refusing a 50% payment unless it is as part apart payment. there time is now up , what is the next step i have to take?

Hi there Iam currently in the process of reclaiming charges from Ikea. I have sent off a letter refusing their 50% offer or accepting as a part payment. their time is now up and i havent heard back, what do i do next?

Im looking at claiming from the RFS Limited group for car finance too! which finance company u taking on?

Hi there has anyone claimed from the RFS limited group?

Hi there Iam waiting for statements at the moment from ikea. Once letter and spreedsheet is ready to go who do I post it to? Thanks :o

:o Hi there anyone who can help? Can you claim for charges on store cards and finance companiess too? Ive had a few missed payments to the finance company I payed off my car through, the debt has since been payed off completly, how do I go about getting a statement from them, is reclaiming this money still possible?

Hi there Any help much appreciated!... I have a Barclays addition account, can i claim for the paid refferal fees which i accumilated on this account? :o