Thanks....... just found a useful link for Equifax anyone who like me didn't know where to start. Just a £2 fee for a listing. https://www.econsumer.equifax.co.uk/consumer/uk/sitepage.ehtml?forward=gb_elearning_credit14 Could be worth adding this to the FAQ section for newbies..........unless I missed it :?

Regarding parachute accounts, are there any implications about upsetting a Credit Card company? Would it be difficult tio open a new credit card account?

I realise that you can get detailed listings of bank charges from your bank through Data Protection but my problem is that I can't remember all the Banks and Credit Card Companies I have been with over the past six years not having kept all the statements. I don't suppose there is a known method - say through the credit reference agencies?

Hi My first post here. I just wondered if anyone has mentioned or had an experience of Pitney Bowes Ltd as a company who charge penalty fees on their postage meter invoices? They charge £20 if you pay their invoices later than 30 days plus added interest. I mentioned to one of their Reps today that I believed that it was illegal to charge these fees (don't know if I was right) and he told me it was perfectly legal. Anyone know if this would fall into the same category as Bank and Credit Card fees? I believe it would as £20 surely couldn't reflect Pitney Bowes costs.