i also have a loan with lloyds and a court date for the 17 april they may possibly try to do the same to me but i feel that they are breaking the contract of the loan because they agreed the time limits for the loan and it is our choice if we wish to pay it off sooner daughter who is studying accountancy thinks the bank is guilty of theft though she is only at the beginning of her course

7 months on and the court now want a statement from me as to why i think the bank charges are unrewcoverable as penalties and copies of statements proving the bank deducted them what piece of law is it that i must put in with this im a bit unsure and getting very nervous i have until 8th feb to submit to scm for lloyds and the court