Hello, (I hope I posted in the right place)
A mix of mental health, employment, unemployment and homelessness.
Generous student overdraft £2000 which is still active with Natwest. -I dont really want to leave them per se.
And two ordinary credit cards (was £1000 Barclaycard but went to around £1091 and £1700 with Virgin Money that went to around £1900)
which have resulted in default to my knowledge. I didn't want to 'lose' either of them.
They date back to around 2016 and 2017, I had around two years of uninterupted minimum payment history that may be in my favour not missi