That’s fantastic thank you

Ok ive found a draft sample of the CCA letter. Ill send these off this week as I’ve found in a guide along with a postal order. Ill post an update of any out comes. thanks for the replies

1 Overdraft 7 Credit Cards 1 Store cards all non secured.

hey all i stumbled upon this forum and reading some posts kinda feel like i have been "cash cowed". I have paid £43.5k in the last ten years, monthly payments going from £450 to now £250. I owe the following to the creditors. Hoist Finance £100 Link Financial £600 Link Financial £500 NCO Europe £900 NCO Europe £100 Paragon £750 Westcot £1200 Wescot £800 Overdraft £1500 are any of these enforceable ? my estimate owed is around 7k on payplan. i have read about CCA request but not 100% how to proceed and who i should write to ? also i have been paying Payplan "payment cover" variable payment over the 10 years and also "life cover" should i be able to claim these back as read other users on this forum have ... any advice would be much appreciated. cheers !