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About Hardoneby

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  1. Hello Andy, thanks for getting back to me. Yes, I have all the documents..... Just continuing from my first post I contacted Blemain/Together in November 2017 to get an update/status on our loan etc...I told there Customer Services Department that I would like to lodge a compliant regarding three points : Firstly - PPI being added to the loan at the start, hence £31k and not £25K which we applied for. We clearly checked the box on the application that no PPI was required. Secondly - Our monthly repayment since 2006 as been on £31k and not £25k Thirdly - Unfair and inappropriate charges for missed payments. Our beef is that due to us paying monthly payments on £31k and not £25k this contributed to falling into arrears. I would say that all arrears were paid up and the account is running on track. We received correspondence from Blemain/Together confirming acknowledgement of our compliant which basically said they would investigate however this could take a few months etc. So correspondence was received regularly, monthly from them just saying they were still investigating etc. One of the letters received a few months later said that our PPI was sold by a broker, Loan Line Ltd but Loan Line were no longer trading so Blemain/Together could not help with the PPI element. I went back and told them as far as I was concerned firstly we didn't ask for PPI and secondly we had never had any contact with Loan Line and our contract was with Blemain/Together etc. unfortunately this was still rejected by them and they told me to contact the FSCS...which we did....
  2. Hello everyone, I would like to know if anyone as won any cases against Blemain in regards to unfair charges etc.... I took out a loan in 2006 for £25k secured on my property, I clearly checked the box indicating we did not want PPI only to find that over £5k was added to our loan which was for PPI. However in late 2017 I still had £27k outstanding on a loan which was taken out over 180months. Simple math shows with have paid over £50k back since 2006. My beef with Blaimain/Togrether is : £5k was added to the loan at the front end for PPI to which we clearly said we did not want. Since 2006 our monthly payments have been based on £31k rather than £25K I would like to hear if anyone else has had a similar experience. Thanks.
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