Hello, I was recommended to post on this site and time is also not on my side! I appreciate any input and advice, thank you
a) I went insolvent in September
- since the date,
I went to the HSBC branch with my wife to remove my name from the joint account and sign over responsibility to my wife as a sole account holder (including overdraft £900 and joint consolidation loan £326p/m on 18k).
She did IE sheets and was telephoned across, approved, and we signed.
The joint loan was part of my bankruptcy
I understood it that my wife would take responsibility of that, hence goi