clouds1
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PayDay loan debt. Advice?
clouds1 replied to clouds1's topic in PayDay loans and Short Term loans - General
I can only see four of my loans there and all of their status is 'Normal'. -
PayDay loan debt. Advice?
clouds1 replied to clouds1's topic in PayDay loans and Short Term loans - General
I have a Noddle account, what should I be looking for? I don't think there will be anything there as I haven't defaulted or anything. No problem. Thanks. -
PayDay loan debt. Advice?
clouds1 replied to clouds1's topic in PayDay loans and Short Term loans - General
Sorry didn't get back to you. I've had a nightmare couple of weeks with all this, stressed, worried.. just wanted to run away from it all. - Why did you take them out? Sports betting.. I've closed all of my betting accounts and will be getting myself some help soon, it's a mug's game and brings nothing but misery. - Who are the lenders who accepted you? Sunny, MyJar, Piggy-Bank, PayDayUK, WagedayAdvance, CashASAP. - How bad are the loans at the moment? A couple are due to be repaid next week and the rest at the end of August and the first week of September. - From what period are these loans? End of last month, start of this month. - Do you have statements? Statements for what? - What does your Current CRA info say about each loan? Check with Callcredit & Noddle. Not sure. - If you have to pay an amount split between each company, how much could you afford altogether? Not sure. Again, many thanks for your help. -
PayDay loan debt. Advice?
clouds1 replied to clouds1's topic in PayDay loans and Short Term loans - General
Thanks for your reply! Ha! It's late, I've had a few beers and I'm off to bed now so I'll reply tomorrow with everything. I honestly can't tell you how much I appreciate your help! Thanks again. -
PayDay loan debt. Advice?
clouds1 replied to clouds1's topic in PayDay loans and Short Term loans - General
Thanks for the reply! I was going to leave it until next week but I thought I'd post now so I've got a little more time and see what my options are. I'm not sure what my credit file looked like before I took these loans but it's currently around 550. I'll check tomorrow and post detailed info. -
I'm in a little bit of a mess and I'd appreciate some advice, I know I'm an idiot so there's no need to let me know. I owe around £900 + fees/interest to six PayDay loan companies and the repayments are due at the end of the month. I'm in my early twenties, unemployed and a depressed hermit. (If you can't laugh at yourself.. ) Anyway, I lied regarding employment whilst applying for these loans. Thankfully, I only got accepted by six and not the 15+ I applied for. There's literally no chance that I'll be able to repay these loans on time so I'm looking for some advice. What options do I have? I'd ask my parents to help me out (they would) but I just can't. They went through a rough patch a few months ago and everything's great now but asking them for help could possibly send things downhill again. I'm not on benefits (I could probably claim if I wanted to but never will), I do a little online work here and there and make around £100-£200 a month and that's about it. I'd greatly appreciate some advice and will donate generously if I manage to get myself out of this mess.
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