RE WELCOME FINANCE ISSUES, I seem to be better off than most re Welcome loans. Successfully reclaimed a chunk of PPI 2 years ago using a Debt management company who have since stopped doing debt management. Cutting long story short about 5 months ago I received a letter telling me that that anything I owed to Welcome (according to last figures I had they claimed around £1400) was being written off and infact I was due £848 with interest due to over charging, however this was being dealt with by some administration company. 3 weeks ago received a form on Welcome stationary for me to sign and return accepting the rebate. Not received said rebate as yet, however fingers crossed.