I may ask the for the same information. I know Guardian are being investigated at the moment by the FCA I am sure they will be keen to hear that they are chasing fees. My bill is about £34k I was also told that there would be no tax liability, there is no way I can pay as the loan was used to pay off debts so bankruptcy is the only option. I am going to approach a firm of solicitors to see how we may be able to take further action I will let you know how I get on. Also considering going to the press in view of the fact that the directors of the companies seem to be living it up on our cash A f

am also in the same situation and facing bankruptcy. The situation is incredulous as Guardian are now chasing me for annual SIPP fees which I cant pay and they are threatening legal action, they will not accept any responsibility for the situation will be interested to hear more about the process of reporting them to the FCA for not completing due diligence. have correspondence and copies of accounts which were monthly management accounts which I requested from KJK as I was getting nervous about their financial situation for the 6 months before they were wound up. They are clearly completely fabricated and may help in any case against them. you may also be surprised to learn that Greg Garratt from G loans has set up another Financial Services company, s much for regulations!