I did wonder about this as I dont think they would have offered the insurance if the car was in my name. Basically then, I dont have a case? This has proved to be the most expensive oversight ever.

Well at least that is something! I will compile a letter and hopefully this can all be sorted in some shape!

Well, I will compile a letter on his behalf and see what happens. Just a quick question - if they are stating that the car never had insurance - could I be prosecuted?

and yes, all cover was done online - never again!!!!

Ive had the engineers report back today along with a delightful letter stating that they have voided the policy, do not wish to provide further cover and they reserve the right to retain the premium.

The settlement figure was quoted at £3295.

Tell me about it! I've just been quoted £4000 for insurance when he passes his test!!!!

Many thanks for all your help with this. I really do appreciate the advice that I've been given.

I can accept that I messed up and they wont pay out. Its the voiding of the insurance which is the massive headache for me as its expensive enough to insure an 18 year old boy!!!

My own car is with Brightside.

I was paying on a monthly basis. I think it was £48 a month until he passed his test when I would have to declare that he had passed and his policy would change.Its a policy with Collingwood.

I really did think I had done everything correctly here. Got him his own policy, named myself as a named driver for occasional use when he wanted to go somewhere and I had to drive the car back. I have got my own insurance which is fully comprehensive on my own car.

What they are saying is that I knowingly put him down as the registered keeper when he was not, even though he owns the car which was bought as a gift by me for his birthday. I even have photos of the car on his birthday with balloons and banners on it! However, they are adamant that the policy is now void and invalid.

I'm hoping someone can give me some advice here.

I took out a Learner driver policy for my son last September after buying him a car for his 18th Birthday. He was the owner and I stupidly did not change my name to his on the V5 so was the registered keeper.

When I took out the policy I was named as a named driver, the policy was in his name and I declared that he was the owner/registered keeper of the car as I had my own vehicle.

Two weeks ago, he drove his car to his friends and I drove the car home. Unfortunately, I drove into the back of someone and the insurance said the car was written off.

The insurance company have refused to pay out because they said that I didn't say that I was the registered keeper of the car.I can accept this as an oversight on my part but they have now voided my sons policy and he has to state that he has had insurance voided and therefore insurance premiums are ridiculous!

Im absolutely devastated about this as it was a genuine error on my part. Has anyone any advice regarding getting reasonable insurance cover for him?

Many Thanks.