Thanks very much for the replies, the debts were definitely sold on to a DCA, I remember having to chase one particularly "enthusiastic" agent from the house I was staying in at the time. Much appreciated. I shall follow your advice.

Hi All, New member here. I am looking for some help please. I have seen all the fuss regarding PPI and I haven't thought of claiming as when I was 18-23 I got myself into some financial issues and ended up not paying back I had a credit card and loan with Egg around 2001-2005, and I know I was paying PPI on both products. When got into some financial trouble around 2005 and in the end I stopped paying them, and then lived with the bad credit on my credit file for the 6 years whilst avoiding DCA's. I now have a clean credit file as the debts have become statue barred and have dropped off the file, and have since managed to get a mortgage, and another credit card. I was wondering if it was worth claiming for the PPI I was missold? Will the debt reappear on my credit file? Will they be able to start chasing me again? Will they just keep the money I would get from any claim anyway? Also if anyone could help with who I would contact regarding the claim for Egg that would be beneficial.