Hi, I have a 12,000 AUD credit card debt in Australia while I was leaving the country back in 2006. I was making regular payments for 2 years but did not pay anything after I left. Ever since I left the country I have not heard a word from the bank or any other authority. However, now I need to apply for another visa for another country and I need a police clearance certificate from Australia National Police. Although this is not a criminal offence, I want to know what will be the outcome of my police clearance? I am hearing that the case can be forwarded to the police and can be recorded as a fraud. how does statutory limitation work in this case? its been almost 8 years since I left the country and made any payment. Please advice what is my status as per the law.