Thanks for getting back to me with the info that FP did not appeal your County Court Judge ruling. No doubt they realised that if they did and a higher court took the same view then a precedent may well be set and they would have had to 'fix' everyone's rate at a sum that would disadvantage them. Now that the interest rate issue of your case is now 'set' are you now able to identify the particular County Court and date where the judgement was made? It would really assist in the complaints procedure. Regards and continued good luck

I appreciate that this is a very difficult time for MF but do we know if FP ever appealed the original Court Judgement in respect of the terms in the contract being 'unfair'? This could have a massive affect for thousands of FP borowers!