miss_boriz
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Posts
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oh ok. How do I get them to send me a copy of the agreement? I need to proof that the default recorded was illegal as I have not signed an agreement with them. Sorry for asking these simple questions but I have no idea what to do.
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Sorry, i really don't understand. I just need to know do i write to the original creditor or to lowell.
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Thanks, Thats what i did, asked for a true signed copy of the agreement and they have told me that it wasnt them that recorded the default it was the original creditor.
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Thanks, Therefore, are you saying i should contact the original creditor and asked them for a true copy of the Credit Agreement?
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I will try and upload both letters tomorrow, With regards to the account opening whilst I was underage, is it not up to the company to check these type of information and also if they cannot provide a true copy of the agreement then it is in their best interests to removed the default? Can you advise on how i should proceed next?
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Recently checked my credit file and noticed that Cabot Finance had listed a default back in 2009. I cannot remember what the default was for and was not aware that I had signed any credit agreement with them therefore I have written them a letter asking them for the default to be removed and also that they must provide me with a true signed copy of the credit agreement as I cannot remember signing any credit agreement. I received a reply saying that a default will only be removed if I can proof that the account was opened in error. They have not supply me with the CCA or return my postal order. What shall I do next?
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Hi, Can anyone advise if a debt has been sold, do the original creditor has to provide a true signed copy of the credit agreement or is it the company that has bought the debt has to provide the agreement?? I just recently had a letter back from Lowell stating that they do not have to provide the agreement as the default notice was received from the original creditor. According to Lowell it was not them that recorded the default it was the original creditor. Therefore, do I need to contact the original creditor to provide me with a true signed copy of the credit agreement. Also, I have noticed that the account was first opened in 2004 which would definitely make me underage. Please can anyone advise.
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Hi, I recently sent a letter to Cabot Financial asking them to send me a true signed copy of the credit agreement with £1 postal order. I had a reply from them advising that the default will only be removed if they receive proof that it was issued incorrectly. Can someone advise on how i should proceed next as they cannot provide me with a true signed copy of the credit agreement and they also did not return my postal cheque either.....
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