Thanks Andy Hope my reply helps others in the nightmare off becoming an OAP Still just have to do enough diging and do as I do DONT accept No lol

Just so your aware I became an OAP July 21st and found as I'm not entitled to this as not now on pension credits I also found that in fact the on the cut off date 12/07/2015 I was still on pension credits so am getting it BUT how many out there are aware this was a Five year programs and 2015 is the last year UNLESS off course this government extend it Unlikly lol

I note the replies are quite old I have just had a call from a company called Link He told me from London yet the phone number was 029 2085 3500 so that was lie number one I confirmed my name then asked who link was and he's said something I didn't understand so I asked if they were debt collectors and he refused to confirm until he had got answers to other personal questions So I said I have confirmed my name and unless he advised the purpose of his call I would end the call as he said he couldn't I ended the call I have had a lot of useful advise from the debt advisory service One of the things they said to do is write to these companies telling them you would NOT admit the debt and feel it is statute barred This comes about if its over six years since you paid anything or acknowledge the debt As to bosses I use this web site with excellent i cant post web addresses but its the CEO email addresses web site