Christ

Just spoken to Abu on ext 8067 at Lowells who told me that they are no longer dealing with it and tha it is somebody called Fredricksons who I need to speak to

I said that it was Lowells named as the claimant but he refused to speak to me about the account and told me to speak to fredricksons on 0203 1478000

ive a feeling that this is going to go around and around and around

I have No way of recording calls

what i am saying is that I have NO account or dealings with O2

Therefore I have asked them for details of their "Proof" and they have said that the "Proof of me having an O2 account is on the claim form

I have no number to contact O2 neither do i have any number to contact Lowells

Why would you ask for a copy of a contract that is not yours? Your defence is simply that this is NOT your debt, and the claimant is put to strict proof. You know they can’t prove it. Asking for a contract or agreement implies you know something about it, and will only encourage them.

 

Agree with UncleB – call and get the info (original account number, address at which account begun), and record the calls if you can. And, until you get a proper notice of discontinuance, you must put in a defence.

 

It would be interesting to know if O2 had a different address on their systems for the ‘debtor’ prior to sending you a claim form – hence the lack of previous correspondence. If so, this would seriously call into question the behaviour of Lowell and Carter.

just got of the phone with Bryan Carters

The account number is the one That has been put on the claim form by them and he said the account was created 30/3/12 (As per my credit report)

He said that all the information that they hold is on the claim form and that is all the information that he can give me

He said the account is Owned By Lowell Financial Limited who have insstructed them to take me to court

I told them that i have never had dealing with O2 and i asked them to prove that i did

His answer was that all the proof they needed was on the claim form they sent me and that i need to seek advice on the matter

What Now?

Ill do that when I get in

So I just ask them for the original O2 account number and that's it

What do I say if they turn around and say no

Seems most advice is not to speak to people on the phone and to write so that's why I suggested a letter

Ok I'm 100% I've not had O2 account

I've been with virgin for 4 years

So who do I sent letter to

The court papers say that all correspondence must be sent to the solicitors

Wouldn't Lowell have to have some paperwork proving this account or can I not ask them for a copy of contract

yes all that is on there is Lowell and the said account started 20/3/2012 FOR THE AMOUNT OF £664

NOTHING ANYWHERE FOR O2

All that is on my credit file is Lowell for that amount NO mention of O2 and im pretty sure I have never had an O2 account

so am I right in thinking that they have sent me this claim form and that there is nothing that they can provide me to prove that i owe them this alledged money

Sounds like ive lost before i even start

I dont recall having an account with O2 at all

surley there must be something filled somewhere with what this is supposed to be for

Is it a SAR letter i send?

my worrying thing is that i am away tonight for a few days have i got plenty of time to find out what i need to do

the CAB is always busy and no chance of an appointment

Forgive me sounding a bit Stupid but what is a "Prove it letter"

I dont recall having anything from Lowell at all

Date of Issue is 2nd October (same as the Letter from Bryan Carter)

Particulars of claim :-

This claim is for 663.76 the amount due under an agreement between the orinional creditor and the defendant to provide financeand /or services/ or goods

the debt was assingned to/purchased by Lowell portfolio I Lld

On 31-01-13 and notice served

Pursuant to the law of property act 1925

Particulars

re:O2 (UK) Ltd

A/C number xxxxxxxxxx

And the claimant claims 663.76

the claimant also claims interest persuant to S69 county court act 1984 from 31-01-2013 to date at 8% per annum amounting to 35.36

Hope that is what you was looking for

thanks for help

Hi all my google search has led me here

I have recieved 2 letters today

A county court claim form from the Northampton court sent by Bryan Carter solicitors on behalf of Lowell Portfolio Ltd

And a letter from Bryan Carter solicitors informing me that they intend to send the said county court claim form!

The amount is for £669.12 plus court fee £55 and solicitor fee £70

Now there is an account number there for O2 I am unaware of what this account and alledged debt is for

Am I right in thinking that I need to send a SAR letter off to Bryan Carter ASAP?

And obviously defend the claim on the claim form

Thanks in advance

Any help would be much appreciated as i have no idea what to do