I am using Experian.I will have to get my account number from Welcome,i no longer have it from my previous attempt to claim PPi.The CCJ would have been between 2000-01,2002 at the latest. Thanks again!!

The last payment made to welcome was December 2006,it was for roughly £20 (cant remember the exact figure),and it was taken directly from my pay.I have never paid any money to MKDP nor have i respondeded to any correspondence.There are no records of Welcome Finance on my credit report.My credit report says,the account (with MKDP)started 6/12/2004,and that i defaulted 1/1/2010.Hope this is all the info you need. Thanks Nicky

Thanks brigadier2jcs!

Thanks again!!I asked for a 'statement of account' last time,guess this request was worded wrong,and they told me there records do not go that far back.I shall start again with the claim!!

Thanks for the reply!!Can i ask,in short,how?

I understand how threads work and i dont want to move away from the topic of my credit report,but should i pursue welcome through a ppi claim company?I did it myself last time and got nothing. Again,thank you renegadeimp for your time!

Thanks again renegadeimp.i missed the question about the PPi claim i made..they refused to return the money i had paid because my claim exceeded the time limit set by the FSA.

Thanks for the responserenegadeimp!i think the CCJ was issued 2001-2002

Hi,straight to the point..i have found MKDP LLP on my credit report stating i have defaulted a loan in 2010,and that the loan was taken out in 2004.Heres what I DID!!I bought a car in 1999 using welcome finance and the loan was for 5 years.I payed for a year then defaulted,young and foolish.After 6 months or so i offered them £25 a week which they refused and took me to court.The court put an attatchment on my earnings of £20 a week...yes,i know...i cant be sure if i payed for 4 or 5 years or maybe even more.I then changed jobs and heard no more of it until,again foolishly,i tried to claim back £1500 i know i had paid for PPi(the car was £3800 and the total i had to pay back was £7500 because they put ppi in and charged me interest on it too!).Anyway i didnt get anywhere as after i paid for a statement of accounts,Welcome informed me they no longer had any records of the account.2 weeks later i get a letter from a DRA stating i owe Welcome £1500!I moved house a month or so after.I have just got my credit record and found the debt on it as a 2010 default,when i know the last penny i paid was from the job i left at the end of 2006!!I have been screwed over and over by Welcome,my own fault of course,but i know that this record is untrue and not fair!!PLEASE HELP!!