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gordond

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  1. Exactly which format have you used for the date: xx/yy/zz
  2. You will need a cable router for NTL BB. From the feedback Iget NTl is a better option than BT.
  3. The whole amount. It is up to the banks to justify their charges and in doing so they would reveal the true nature of their money-making [problem].
  4. gordond

    Gordon v NW

    Just received another standard letter from NW telling me to **** ***; today is also the end of the 14 day LBA period. So, preparing N1 for action. When I finish I'll post the details as this might be useful as an exercise/example. Just a question before I start: in the Particulars of Claim library template: 5. Accordingly the Claimant claims: a) the return of the amounts debited in respect of charges in the sum of £ 3 and any interest charged thereon; Is the interest actually entered here or just left on the spreadsheet schedule?
  5. gordond

    Gordon v NW

    Hi all. Just to keep in touch. I am in the 14 day post LBA state. Today, I received a standard letter from NW..." I'm disappointed (yes, apparently NW are disappointed!) to learn we haven't been able to resolve your complaint to your satisfaction... refer your case to Member Service Department...who will provide a final response from NW..."...signed Sarah Watson. Has anyone else received this? Considering NW should be fully aware that I am issuing N1 Small Claims through the Courts next week, I cannot see any purpose of this response to my LBA; unless they intend to pay up quickly-and I hope they do not as I shall lose the interest. Who are these guys?
  6. gordond

    Gordon v NW

    Help please. The schedule I sent with my prelim ran from 23/06/2000 to 30/06/2006. Due to extra charges the schedule I sent with my LBA ran from 23/08/2000 to 30/09/2006. Strictly this is 4 days beyond the six year time limit. Is this imortant? (If not is there any reason-I mean, for the six year time span?)
  7. gordond

    Gordon v NW

    I have just obtained a Small Claims Pack from my local court. Would anyone know if there is copy of a completed claims form on the site. I have searched but failed to find one. (Previous post: I inluded a letter of insruction to my local branch plus a photocopy of NW's reply to the prelim=receipt received.)
  8. gordond

    Gordon v NW

    Hi, all. I have come a long way since using this super-site; and I have spread the word to quite a few. I am just finallising my LBA-to be taken to my branch this afternoon. I think I should add into it the address and reference of the NW dept that replied to my Prelim, ie, Member Account Servicing REf: 602501. Should I add this in at the "their address" start of the LBA or inlude it as a seperate paragraph in the main body?
  9. gordond

    Gordon v NW

    Thank you. If I add my most recent charges onto the schedule it states the last date of entry as 30/08/2006. Now, does this mean that my earliest date for reclaim becomes 30/08/2000, ie , 6 years? On my first schedule I took the 6 year start date as 23/08/2000-the date I submitted my SAR to the branch being 23/08/2006. Incredibly, if I change the schedule start date from 23/08/2000 to 30/08/2000, I shall have to omit charges of £110!
  10. gordond

    Gordon v NW

    I have today received this month's NW statement. They have charged £60.00 for two unpaid DD's. This puts my account at -£59.26. What should I do regarding this and, more importantly, does it affect the LBA that I am preparing to present to my local branch next Monday?
  11. gordond

    Gordon v NW

    So far, 08/08/2006 Subject Access Request and £10.00 cheque taken to local NW branch. Receipt requested and received. 10/08/2006 Confirmation of SAR received from NW Data Protection Team. 22/08/2006 Duplicate statements received. 01/09/2006 Preliminary letter and schedule of charges taken to local branch. Receipt requested.(Prelim taken from library template). 08/09/2006 Reply from NW Member Account Servicing. This is a standard letter stating NW are unable to refund any charges. I am now going to draft LBA, from library templates. I shall wait until 15/09/2006(14 days)before delivering LBA to my local branch. Am I correct in not inluding interest at this stage?
  12. gordond

    Lba

    Yes dolly, I am afraid I have lost track. My apologies to all. I shall start a thread Gordon v NW and summarise if best. Please advise. Thanks.
  13. gordond

    Lba

    Help. Some points in LBA, from library template: First sentence of template "...I am disappointed you have failed to respond...". Well they have responded with a standard letter but not with an offer of a refund. Is this an ambiguity or is it OK; in the LBA, I mean? Do I include the interest charges at this point in the schedule or do I wait until court procedure? My SAR and Prelim were deposited at my local branch, receipts requested. Is it OK to do this with LBA?
  14. Thanks barracad. What I meant was I had not come across =datedif. I should have googled it first. It is an unusual function, see :DATEDIF Function
  15. I would be grateful if anyone would explain the formula it the schedule template: days since offence.
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