just found out ccj granted 2012, charging order obtained 2013

it was suppopsed to be a charging order against my property, but not sure as the letter states- "1-the judgement debt be varied to that it be payable forthwith, 2-there be no enforcement of the judgemtn save by application for a charging order without prior leave of the court" can this be checked if there is anything on my name and property? nco has Arrow account number who tried getting money before,

some of my credit history- egg loan taken out 2005 now with nco europe which im paying token payment, tesco loan taken out 2005, had ccj against house 2008, now shoosmith are dealing with my token payment, a few questions- how long does a ccj last? can it be removed? can a reduced amount be offered to clear the debt or does it have to be the full amount? what is the usual percentage credit agencies would accept to clear my debt? since taking the loans out several years ago, i do not have an income or benfefits(stopped a while ago), so rely on friend/family any help is appreciated thanks

Capital One- credit card - token payment Apex- old Clydesdale current account, now Austrailia Bank - token payment Arrow Global/Fredrickson International - EGG credit Card - token payment DWF - Tesco loan (have CCJ against house) - token payment what is CCA request? not sure about PPI with these debts? as didn't think i would be legible for reclaiming as just paying token payments.

i have debt with a few credit agencies who have taken over the original debt from banks/credit card companies. i took credit in approx 2005, but now making token payments towards them. i know it will take years if it continues like this. what can i offer the agencies to partially clear this debt? is there a minimum they would accept? how long do the agencies hold the debt for before selling it on to another firm?