The **** are still at it. Despite warnings from West Yorkshire Trading Standards. I applied today and was told nothing would be taken from my account until either I received a loan or my first payday whichever came first. Within 2 minutes of putting the phone down my Bank called me querying a transaction for £89.99. Told them not to authorise and then emailed SGE. They initially denied trying to take any money but when I asked them to phone my bank they declined and said it was an "admin error" yeah right!!!! Apparently they have been warned about this practice by Trading Standards but, as they part fund them since the Government cut backs, they think they are untouchable. I hope Watchdog decide to investigate them