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Yardleysshorts

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  1. Hi all, looking for some advice please. I am about to enter a trust deed and have opened a new bank account to avoid my creditors being able to empty it before I could pay the mortgage, council tax etc. I used to bank with Santander and had an overdraft with them plus a credit card so they are part of the creditors in the trust deed. I'm not sure of the status of my bank account with them as I should still be within the overdraft limit and haven't received any correspondence regarding this so I'm assuming the account is still active. I also have my home insurance through their direct insurance arm and they have written to me requesting payment since the payment due at the end of last month wasn't made. Home insurance is a requirement of my mortgage so I can't just do without but I am nervous about giving Santander my new bank account details in case they can raid it. Is my best option to offer to set up a standing order for payment of this, should I cancel the contract with Santander and get a new deal somewhere else or am I worrying over nothing?
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