thts the other address i had have u not contacted your bank to put a dispute on it then the bank can stop payments going to them

my bank told me as its in a holding area theres nothing they can do until it shows up on my account which will be on monday then i do a dispute from what i had read about chargeback what happened to us does not apply on this case

i found this number but not open at mo not sure if it helps but its 08081787320 wont know until i ring on monday and the 1 addresses i found are lift and glow, active crest ltd, unit 1, 27 actimar road, london, sw6 4ur was told to send to this address recorded letters so u can prove they have got the letters as my bank told me to do and to send back the product have been trying to contact them also on email [email protected] my bank also told me to print of the email for my records and to show to bank and to keep my phone records to prove tht i have rang them and to take photocopies of the letters i send them, my bank have had dealings from other customers about this company doing the same things to them so at least i know that they know that lift and glow are like x

I cant even get through on that number thought it was a abroad number by the ring tone in contact with my bank to stop further payments lots of people have been conned what address did u use so i can send my product back and do u have an email address as im having no luck there either

hiya culd u tell me if they took the other payment of on the same day the month after as ive just been conned to now thanks if u can help

hi same thing has just happened to me was checking my bank only to find out they have taken money have contacted my bank they are very helpful but sadly cant do much until it shows up on my account. what they need to know is does the payments each month come of around the same day as they can stop further payments so please can someone tell me if the dates were the same and does anyone have a phone number as the one i have cant get to talk to someone canny belive i have been conned this way and i cant find an address for them any help would be great

ive already sent that letter when they didnt reply to my request in 12 days but what do i send after 21 days as it says that in this letter do i just do nothing or is there another letter i can do aftwer the 21 days has expired for them cheers

take it i can find a copy of a dispute letterr on here thanks again

no not requesting a sar the failure to comply letter will be my 3 rd letter i send to them then as ive been paying the debt that will be 6 years from now i take it

hi folks well sent my 2nd letter from cabot well basically they have not got the information from citi financial and there saying that failure to provide this information does not affect the ligality of my debt with cabot but it renders the credit agreement unenforceable until such time the agreement can be produced then they say it has been well established in english law mind u i stay in scotland dont know if that helps lol that enforcement constitutes obtaining a judgment at court the reporting of a default entry to the credit reference agencies or cabot requesting repayment of your account does not amount to enforcement NOT SURE WHAT THIS MEANS THOUGHT THERE NOT ALLOWED TO DO THAT. they recommend that i start payments again which i am not. SO WHAT DO I DO NOW the 2nd letter i sent that they had 30 days to get the information to me do i wait until that time is up then what do i do if they cant get me the information i need about my citi financail account thanks once again for the help sue

hi well got a letter back from cabot said it would take them 40 days to reply now as there 12 days are up i have sent the second letter to them that was a long one to write its says they should reply within 14 days if i dont here nothing back by then what do i do then

thanks for that will wait until the 15 april then as thats when the 12+2 days are up then send other letter ive been in contact with citi and i know they have no record of me and they seached a long time lol ive only paid over the grand so thats not to bad

got letter today from cabot there saying it will take 40 days for them to get back in contact with me what letter do i send now to them thanks

as i have paid over1,200 can i get any of that back i know i can get the intrest from what i have been told on here that there not allowed to add but i know they have as they told me

thats what i owed i meant that cabot said now they didnt get it for that if they got it for £120 i have well payed it of lol sent my cca of on fri recorded and all that so just have to wait until the 15 april if no reply will do the next thing i have to do

had my last phone call from cabot tonite only answered as i needed my account number from them which i got. found out i got card in 2001 not that far of 1999 lol and cabot could also tell me the account number i had with citi im assuming that they would have that? citi must of put charges on me when i defaulted and kept adding even though i told them i was having probs but that aint the point. cabot got the debt for £2,172.07 he admitted the put a intrest charge of around £250 around that amount as i asked if i owed £2,172.07 and i have paid £1,210.00 how do i owe £1,195.58 even my maths i worked out im payin more thats when he told me about intrest they added and he said they can do that. i said i was going to c a lawyer about this you guys lol he said wouldnt make a diff as i would still have to pay this no matter what a nd he said if i didnt set up a payment plan again my account will get intrest everyday now. I said please write to me in the future no more phone calls and he said getting nowhere thats fine and hanged up on me. he said i had to pay it of the rest and lawyer would tell me that to. will be sending my cca letter of on fri x ps even admitted they bought the debt and i said not for the amount u are asking me for and reply was yes but we are a business and we have to make money wouldnt tell me how much they got it for though did try lol

do think i had ppi on it i really dont know canny remember

just checked my credit file and its not even on that lol as i was just wondering if it was on that but it aint wonder why it was 10 years ago not even cabot are on it to say im paying them strange i thought they would be account lookin not to bad got only 2 defaults on them trying to find out to get it sorted as they have been paid but it aint gone up to show they have

thanks for that allison keep in contact and i will tell u to what cabot are up to x

thanks once again i will just wait to c what happens and i will count down the 12 working day for them to reply i should here back by the 15 april taking of weekends thanks again cheers

ive stopped payin them already is that ok im not sure if cabot have put on the debt or citi until i get the info back thanks once again for all your help have written letter will get it sent of on fri as not working then think i will post it recorded then i know they get it will keep u up to date

i was young and scared then wheni started paying it and had a kid learn by our mistakes, have written letter to cabot asking for a cca what do i do if i dont get a reply in 12 days what will my next step be and if i do get all the information what do i do then. do u think i should sent it recorded delivery to make sure it gets or just normal post

thanks i will send a cca request to cabot as i think im going to have diff with citi as they have no record of me anymore and i dont have my account info about the account i had would that matter if i didnt have my account details

soz for being daft what does that mean renegadeimp

been reading all the things about cabot on here. they ring me everyday and i know the debt they have is for around £2500 and they sent me a letter there saying about that at the beginning they may have so long ago i dont remember lol but i agreed to pay back does it matter that i have stopped payments no. i have rang citi and they have no details of me as i said it was about 10 years ago and they have no information about me. not sure if the charges were from bank when i had card or from cabot they say no what credit card company put on for default charges and missed payments but at the time i did ring citi to say was having diff in paying the bill. i dont know my account number that i had does that matter as i said over 10 years ago since i had it and had flood and lost all paper work years ago. they have said its the bank