Hi, I went to a gym and enquired for the membership categories on 29-Oct-2012. The advisor suggested me to fill the membership form for 4 months contract and sign it as part of the process, for which I had signed the form. I told the membership advisor that I will decide and submit the bank details while joining the gym. But due to health constraints, Iam unable to join the gym and never visited the gym after 29-Oct-2012. Today I had received the letter by post stating that "Account Overdue Final Reminder" and to pay the current arrears. This is the first letter I had received from the gym and the letter says final reminder. Could someone please tell me how I go about sorting this or will I have to make payments to get them to stop hassling me? and if I do is that admitting that I owe the money even though I havent joined the gym. Note that I havent submitted my bank details. Best Regards, DA