Hi Taxidriver, I work for The London Taxi Company so will need to watch what im saying on this forum but will try to help you as best as I can. With regards to a payment holiday from Blackhorse Finance (BF) until vehicle reworked, I find it extremely unlikely that they would entertain this notion but it cant do any harm to call them and ask for advise on the situation you are now in. The way I see it is that you have 2 options. The first being that you sit tight, keep paying finance on vehicle, keep renting replacement and once LTC have reworked your vehicle and it is back on the road you can then present them with an expenses claim for re-imbursement. Second option is that you contact BF telling them that the vehicle is not fit for purpose and you wish to hand vehicle back to manufacturer and cancel finance. BF will reject this straight away but it will set the ball rolling as they will then contact LTC to let them know your intentions. There is a real danger of the company going into administration unless additional finance is secured and since the company has being loss making since 2007 with a diminishing market share, who will put in additional funds?? There are 400+ vehicles now off the road throughout the UK that need reworked as well as several hundred stock vehicles. The rework will not be an easy/quick fix as I think the only way they will be able to fix vehicles is by replacing the steering boxes with a new box from a new supplier. I think it's fairly obvious that we do not have the money to do this and it looks like a lot of drivers are going to be left with duff cab's that they will have to fork out to repair themselves, lose out on the 3yr/100k mls warranty and have a greatly reduced trade-in value. If you need any more advise then pop a note on forum and will try to get back to you.