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francis7168

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Everything posted by francis7168

  1. hi yes i have seen some of the threads, just trying to work out what to include, as there are so many threads, and what relates to my case,
  2. hi i have the form, and going to start filling in tonight, first time for me, i am sending the letter you posted on here me them via recorded delivery, thank for the court list very helpful, i will come back re the form if i run into trouble, thank you so much for the advice and help
  3. hi many thanks for the help, sorry to ask is it best to go to the court address that it advises me on the sd, or can i go to my local court, i just want to make sure i do this correctly,
  4. hi be good to hear from you, re the last post, ref the dates, to be on the letter i am going to send in thank you,
  5. hi there many thanks for the help, i think i will e-mail your letter in, and take your advice, my major concern is that the cmc who have been acting on my behalf have all the details and records in relation to this, i have now made contact with the minstry of justice as i can no longer seem to get any contact from this cmc company, can i also check with you with the wording below, It is my intention to set this aside at my local court, What I find most disconcerting is that it seems the original creditor have NOT made you aware of a major dispute that was highlighted back on (date). is the date above the date that 1st credit took over my account from bank of scotland, as stated on the stat demand, or the date i started the disbute with bank of scotland,
  6. i have downloaded yours forms to have this set aside, your site is superb, i am just really not sure what to say in terms of defence,
  7. hi, in regard to the statements, the cmc company has all the paperwork, and i am chasing the company to find out whats going on, i assume i have 18 working days to submit the set aside with the court, would you advise seeking a solictor to word the set aside my other concern is that is states i need to reply to this within 18 days, and also reads like i have to advise 1st finance to what i am doing, is there a legal requirement that i have to advise 1st finance , or just the court, as far as i am concerned i am still dealing with bank of scotland and not 1st finance, as i have not even been advised by bank of scotland of selling the debt,
  8. hi many thanks for the info, and yes i had all the statements and original agreements, going back to the start, these were given to the cmc, and reason for the dispute, the stat notice was send recorded delivery via courier, i have had some door knockers but they were warned off ages ago, as i never made or agreed to an appointment, as they got the standard warning letters to this fact, i agree with you i will have to get this set aside, and i assume at the court they list, i was just not sure what to say,
  9. hi there, i have had this account for some 15 years or more, i had the accounts looked into for ppi as well as over charging, the cmc found that i had been over charged from interest rates to, late payment charges etc etc, and over a long period of time, so the dispute started with asking for copies of orginal agreement etc, and to be honest i have had 18 months or so of non stop harrasment from the bank of scotland,
  10. hi there really need some help and advice, recorded delivery today given me 18 days to reply to a statutory demand under section 268(1)(a) of the insolvency act 1986 debt for liquidated sum payable immediately, this was issued by 1st credit finance ltd, trading as connaught collections, its in relation to a credit card debt for £3800, t he debt was with the bank of scotland, and has been in legal dispute for some 18 months, since i had the account audited by a claims management company regulated by minstry of justice, its quite clear bank of scotland have sold the debt on, my concern is i have not been able to get any contact from my claims management company, and i have 18 days to respond to this, i would love some advice on how to go forward with this,
  11. i have been served today with the a statutory demand, by 1st credit, trading as connaught collections, and given me 18 days to reply to the notice sent recorded delivery, and demand for payment of £3800 , this is a credit card debt, which was placed in legal dispute with bank of scotland 2 years ago, after i had the account audited by a claims management company, it would seem the bank of scotland have sold the debt on yet again, But this is first time i have been issued with this, my problem is i can no longer get any contact from the claims management company and i am in a real panic over this, and i really not sure what to do next, i would be very grateful for some advice, as some say the statutory demand is another form of a threat, but i am taking this serious, as they advise me i have to apply to the courts,
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