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Diesel1

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  1. SB aside. Can either of these "debts" be passed on to me? I assume situation 1 100% not. But situation 2? Even though the contract is not in my name and never has been
  2. Thanks for your feedback. In answer to your questions: No they have not specified why they are contacting me. All correspondance has been to either to get me to contact them or for me to give my details. I have done neither. I was just planning to ignore until they actually said I had a debt (I assume that is why they are calling). And if it was legitmate pay it, preferably to the actually owner not the DCA, if it isn't legitmate (as in those 2 cases I gave as possible explanations) fight it. This is infact the 1st time I have ever had anyone contact me about anything. All of a sudden two different companies between early March to end of June. PDCS have stopped, SRJ called again this afternoon, i just let it ring out. So in answer to your other question I haven't been notified of any debts from anyone, no one has chased me ever prior to March 2012. I have always provided a forwarding address (my parents) for all utilities etc. so I recieve the "final bill paid letter".
  3. Hello I have some questions for you all. 3/4 months ago some company called 'PDCS'started texting/calling me. I called them back, they wanted all my personalinformation. I said "no, why you are contacting this number". Theyquoted "data protection act". I told them they weren't getting anyinformation. Phone call ended they were nice enough. They called again we wentthrough the same conversation but this ended with "a letter is in thepost". The letter never arrived and I haven't heard from them since. I have no idea what they were contacting me, Isuspect some form of debt? This prompted me to check my credit rating from 2 ofthe 3 UK agencies. Perfect rating on both, no adverse credit, details correct,history of everything being paid in full and on time. I also contacted the usual: BT, SKY andelectricity companies that I may or may not have used since 2008 and they allsaid everything was either paid in full or no account with us at the relevantaddresses. I don't have a mortgage. I’ve been on the samemobile contract for 15 years never missed a payment. I have had 3 credit cards, 2 in use the 3rd paid in full/closed. Payment is made in full every month asstandard (I only have them to boost my rating). From mid June 'SRJ' have tried tocontact me several times. So far 3 calls, 2 voicemails, 3 texts and 1 letter.Letter states: "Dear Mr X, We have made enquiries for confirmation ofyour current place of residence. Information has been received confirming thatyour address details have changed to this address. Due to data protection legislation details ofthe account are not included in this letter. Please call us immediately..." I am certain I do not have any debts - I’venever taken a loan, I have no reason to not pay for bills I have. I can think of only two things: 1) Jan '11 – June '11 Irented with a friend for 6 months. Everything paid,deposit returned as provided proof of payment. However, one of the previoustenants and some serious debt issues as they received several debt letters –which we passed to our estate agent. This was at the time of the UK census soobviously I was registered at the address. Could SRJ be chasing me about someone else’sdebt because we were at the same address but completely unconnected? 2) Sept 2004 – July 2006 rented with 4 othersin a student house. I had electricity bill in my name along with a housematewho also had gas, water & SKY (in his name only). All 4 of us gave him themoney which it turns out he did not pay. We found out when we tried to get our deposits back. I contacted the letting agent asked for the all ofthe tenant’s deposit to pay the bills to which they agreed. I paid the one inmy name (but not the gas) and gave everyone their share of the money. Both elec& gas were with the BG. When I paid the elec I checked the gaswas in his name only they confirmed and I provided a forwarding address forhim. Never heard from them again (they had my forwarding address forconfirmation of elec final bill). This took months for me to sortout, the elec was paid before mid Jan 07. I know 100% that the gas bill has still notbeen paid. The rest I don't have a clue if there was an outstanding bill or ifit has been paid or whether they were tranferred to his new address... Could they be chasing me about this bill?Surely this cannot be transferred to me, I am not on the contract? As far as Iam aware none of my former housemates have had someone call them ever. I refuse to call them back as I do not knowwhy they are contacting me, it just says to call them. I don’t want them takingit as debt acknowledgment. I doubt it is mistaken identity as I have a veryuncommon name and the address the letter is to is my parents house. Any advice? Thoughts?
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